[round-the-world net science and technology reports integratedly] recently, national finance and development lab were released " current situation of financial consumer education and look into " report, accomplishment of finance of the person that the report points out at present our country has heavy consumption is insufficient, the consumer of nearly 65% realizes oneself finance knowledge is insufficient. Consumer identifies law of financial venture dispute to collect money hard, one of inducement that the incident frequency such as con sale, telegraphic bilk sends.
On September 25, ant gold takes president to hold CEO Jing Xiandong concurrently to announce to upgrade " pay treasure the world not to have a thief " plan, besides continuance 13 years ago " by pilfer complete compensate " acceptance, still will add two content newly: The mine sweeping that teachs in the light of consumer banking safety acts, and the Tian Lang that assists superintendency orgnaization, police to hit Internet to commit a crime acts. Do one's best is treated in all from user education, industry, proceed with of face of tripartite of safeguard reveal all the details ensures financial consumer safety in the round.
According to Jing Xiandong reviewing, from pay treasure to hold water the first day to rise, safety and consumer protection are the lifeline of the company. 2005 the network shops in China just arisen when, pay treasure to took the lead in rolling out " the world does not have a thief you dare pay me dare compensate " acceptance. What pay as shift is arisen and gain ground, upgrade its again after for " you dare sweep me dare compensate " , the businessman below the line receives fund the endowment caustic that the code is exchanged or the code sweeps to be brought about by pilfer place below subscribers feeder will obtain sum compensate to pay.
Jing Xiandong expresses, the reason that can be stood fast 13 years by acceptance of pilfer complete compensate is the intelligent wind that pays treasure own research and development accuses systematic support. This system is optimized ceaselessly since the line on 2005 upgrade, already was the Five Dynasties at present (AlphaRisk) , can come true in risk early-warning undertakes in 0.1 seconds, detect, wait for all sorts of complex jobs with intercept, realize wind to dominate a field " nobody drive " . Current, pay treasure trade endowment caustic rate is less than ten million 5/0, far precede under international 2 millesimals what pay an orgnaization.
In addition, pay treasure to still combined insurance company to roll out account safety risk 1 million compensate pay safeguard the service, be comprised by acceptance of pilfer complete compensate mechanism of double insurance reveal all the details, at present account safety already enclothed more than 400 million user nearly.
Compare safeguard of reveal all the details, adopt beforehand education, make consumer raises safe consciousness more important. " current situation of financial consumer education and look into " the report shows, undergraduate three-year institution of higher learning is unripe, the city is foreign Wu work staff, the financial venture of 4 kinds of groups identifies old people and crowd of a rural area capacity is most insufficient, it is the heavy disaster area of fraud of telegraphic bilk, finance.
Resemble in the light of financial industry chaos, jing Xiandong summed up two kinds of circumstances, it is bogus science and technology, it is bogus innovation. Some people just hanged a reticle, perhaps serve end by right of, installed fraud of the family name other each, let common people principal not have return, the; of bogus finance science and technology that this is a model another kind of bogus innovates, after area piece catenary is for instance arisen, ICO is popular, somebody was sent with this various fictitious air money, it is to cut leek wildly however.
Accordingly, the person that pay treasure and network merchant bank, media the volunteer will be in future inside two years, through " mine sweeping acts " financial consumer protects a plan, send 100 100 100 countryside, factories, schools and 100 community financial knowledge, teach through providing financial security to the public, reduce the risk that its incur finance commits a crime.
Alleged mine sweeping, dong Zhuli of deputy secretary-general of Chinese consumer society says in explanation of the ceremonially that start, main purpose clears away consumer namely the safe obstacle between consumptive process, let consumer set one's mind at the consumption, consumption that does not have care.
"Be aimed at consumer to teach, it is to should help consumer abound finance to consume knowledge, let them know these thunder, the contract consciousness of aggrandizement consumer, careful consciousness. 2 it is to should help consumer raise safe consciousness, make consumer increases further discern the consciousness of these thunder, accomplish a nip in the bud. 3 it is to should help consumer rise lawfully force of dimension powers and functions, eliminate these thunder. " Dong Zhuli says.
According to statistic, safe education courses already covered 100 million person on the of all kinds line that paid treasure to do 2017. Jing Xiandong welcomes each industry expert to pay treasure to open number, in participating in the process that protects to financial consumer, come. The near future, paid treasure to still roll out those who be aimed at crowd of telegraphic bilk fall victim in succession " delay time turns Zhang " service, identify bilk phone, network address with one key " return cheat true visit " small order.
"The working situation that at present financial consumption rights and interests protects is grimmer and grimmer, especially the consumer growth as fortune, the desire that people maintains value and rise in value is stronger and stronger. " Yin Youping is in deputy director general of bureau of protection of rights and interests of consumption of finance of Chinese people bank " mine sweeping acts " the ceremonially that start says. He emphasizes, financial consumer education and protection of financial consumer rights and interests are project of a system, need just strengthens linkage each, need integrated resource, intensive resource, integrated force, need society all circles is collected numerous wisdom, aggregate force.
As we have learned, build in all with superintendency orgnaization " Tian Lang acts " already waited for cerebra of risk of 9 collaboration that visit town with Beijing, Zhejiang, Shanghai, Guangzhou, Tianjin, Chongqing, Xi'an, use the method such as AI, promotion science and technology superintends ability, be on guard dissolve financial venture. Since this year, pay treasure already with the whole nation mechanism of many 100 public security cooperates in the round, assist police actively to uncover of all kinds case nearly 300 cases, arrest guilty suspect many 2800.
