The car gives birth to an accident in nightly hair, car abet takes a picture with the mobile phone collect card, believe a few cars advocate had had such experience. If cause accident loss is maintained abhorrent pose issue, how should do? Citizen Wang Mou encounters such situation, in court of people of pacify river city this dispute gets settlement.
On October 27, 2015, the travel of blessing field coach that some drives comes citizen king G2 freeway Beijing direction 1117 kilometers, put a key position from large the position of 2 kilometers, the BMW car that drives with Zhang Mou traces remaining part, cause the bumper after the car and mothball box damage. After the policeman is present, cognizance Wang Mou assumes an accident total liability.
After accident happening the following day, insurance company decides caustic to BMW car, this car enters 4S inn maintenance, upkeep costs pays 14100 yuan by insurance company. Of the same age on November 16, insurance company acquired the right chasing after countervail of square to accident responsibility Wang Mou, deduct BMW car to cast 2000 yuan when hand in a person operating from within in coordination with outside forces of strong danger limits to assume when protect in insurance company, wang Mou needs to pay insurance company 12100 yuan.
However, wang Mou expresses, oneself and Zhang Mou get off after examining car loss state, affirmatory BMW car only hind bumper paint place has nick, and bilateral spot has severally take a picture keep. Compensate is connected by insurance company because of thinking after, the policeman also did not take a picture. The mothball box that Zhang Mou changes when repair car attributes the loss that expands by oneself, do not eliminate after this its produce traffic accident again. So Wang Mou thinks to make strong narrow pass 2000 yuan enough loss of the bumper after making up for, other money and oneself have nothing to do.
Insurance company expresses, the picture that Wang Mou provides glances place, with the car that insurance company photograph shows part of mothball box damage agrees, think to ought to assume upkeep costs by Wang Mou.
Comb
Truth is whole case process, the judge thinks, cause insurance accident to the harm of insurance mark because of a third party, the underwriter rises from the day that reimburses insurance gold to insurant, inside indemnity limits for you the right that exercise insurant requests to compensate for to a third party. Wang Mou drives after the motor vehicle of motor vehicle and Zhang Mou produces collision, the motor vehicle that brings about Zhang Mou is damaged, zhang Mou is sure to insurance company view car loss, insurance company gives after paying insurance gold, authority is recovered, recover limits like that only with the loss in the limit of that the accident brought about on October 27, 2015. The fact that finds out according to this courtyard is knowable, the bumper loss that the accident causes that day is total 2569 yuan, to having evidence the proof is the treasure carriage that the accident causes that day mothball box loss, this courtyard does not grant to support. Deduct BMW car falling strong danger limit after 2000 yuan insurance gold, wang Mou did not suffer countervail to insurance company 569 yuan of agrees carry the part to pay duty.
(the picture in article comes from Internet)
