On August 20, bank of an ancient name for China (600015.SH) release half an year signed up for 2018. Money newspaper shows, net profit ten billion and thirty-five million yuan, increase 199 million yuan compared to the same period, grow 2.02% . Loan amount 15, thirty-seven billion five hundred and ninety-one million yuan, grow 10.29% . Bad loan is led 1.77% , than going up year end rises 0.01 percent.
Group of banking of Shen Mohong source is in in declare in commenting on, say, breach of undesirable exceed the time limit is bank of an ancient name for China the industry is highest level, undesirable maintain superintend the pressure that amount to mark bigger. 2018 first half of the year, exceed the time limit of bank of an ancient name for China 90 days of above / undesirable for 198.7% , annulus rises than the beginning of the year 7.8 percent, drop considerably compared to the same period 49.5 percent, be apart from the superintendency standard of 100% to still have bigger difference. The level that move equipment is small drop, the 2nd quarter dialed equipment to enclothe rate quarter annulus to drop than small 2018 0.6 percent come 158.5% , future is digested put an amount undesirable pressure still needs farther tamp to move equipment.
Nevertheless, announcement says, development of digitlization credit product is rapid. Gold of company and Tecent, ant is taken, the company development such as restful Pu Hui cooperates, roll out dragon business to borrow in succession, ant of an ancient name for China borrows, Pu Huilong E is borrowed wait for project of financial science and technology.
Last year in November, innovation of bank of an ancient name for China is rolled out " E of an ancient name for China is borrowed " product of loan of individual network spending, 1 minute is examined and approve and real time arrives Zhang. This product need not mortgage, need not assure, along with borrow along with still, highest forehead spends 300 thousand yuan.
Bank of an ancient name for China expresses to want to promote innovation of financial science and technology actively, accelerate advance digitlization bank transition.
Be in " 2017-2020 of bank of an ancient name for China year development program compendium " in, bank of an ancient name for China says to want to look for those who allow financial science and technology to cut dot and exert oneself point, establish integral digitlization transition and strategy of drive of double round of innovation of Internet bank platform.
