Maintain the debt crisis influence of a thousand li with be put into trouble of dispatch bank information, treasure of the hill austral Shenzhen gives birth to bourg bank last year cancel after verification loss of face of 214 million yuan of Zhang.
On March 22, silver of bourg of the Shan Baosheng austral Shenzhen announces deposit receipt of a person of same business to issue a plan, draft 1 billion yuan to issued deposit receipt of a person of same business 2019. In the meantime, still should announce all right ran a state 2018, suffer " keep a long distance " influence of debt break a contact, net profit glides considerably 8 into, dial equipment to enclothe rate drop to superintendency red line the following.
Bourg bank established the Shan Baosheng austral Shenzhen in March 2011, headquarters is located in south Shenzhen hill is new and high garden area. It is by Luoyang the bank is made give priority to initiator, combine legal entity of 8 blame finance, collective and contributive an independent legal person that create is new-style financial orgnaization, register capital 713.5 million yuan of RMBs. Bank of treasure unripe bourg holds to " poor dissimilation, characteristic is changed " management train of thought, base oneself upon " in banking of small small company serves an expert " development fixed position, for individual and medium and small businesses, industrial and commercial door provide service of of all kinds banking.
Asset dimensions respect, up to 2018 end, total assets of bank of treasure unripe bourg 6.446 billion yuan, always be in debt 5.454 billion yuan, loan 4.534 billion yuan, deposit 4.139 billion yuan.
Show according to financial management condition, 2016, mixed 2017 2018, business income of bank of treasure unripe bourg is 312 million yuan, 320 million yuan mix 267 million yuan, net profit is 99 million yuan, 102 million yuan mix 23 million yuan. Can see, this net gain that went 2018 appears to glide considerably, drop extent is close 8 into.
Notice with dispatch bank, the culprit department that this net profit drops considerably because " step on thunder " keep a long distance. By 2018, in the light of " keep a long distance " assure award a letter to wait relevant 7 clients award letter business to appear undesirable, aggregate loan remaining sum 25, 3.44 million yuan, restful asset runs bank of treasure unripe bourg and business of Shenzhen city action finite liability company (next weighing " action business is well " ) reach creditor's rights to make over an agreement, will " keep a long distance " relevant creditor's rights lawfully batch transfers action business restful, make over base price to be 40 million yuan, cause make over valence and asset Zhang face actually to form a loss 21, 4.44 million yuan.
As a result of afore-mentioned bad loan cancel after verification, 2018 end, treasure gives birth to batch of equipment of bourg bank to enclothe rate from 2017 of the bottom 234.37 glide considerably, fall to 91.81% , drop directly the superintendency standard requirement of 150% . In the meantime, bad loan is led also from 2017 1.8% rise for 2.05% .
Treasure gives birth to bourg bank to express, "Be aimed at afore-mentioned in the problem putting that mix to superintend a requirement, development of our bank leading group studies and go to place for many times the support that the people bank, silver-colored meeting that keep watch reflects a circumstance to seek superintendency branch and help. In January 2019, shenzhen silver defends inspect bureau decision, cover batch of equipment that superintends original requirement rate need to achieve 150% , batch borrow than 2.5% , adjust for: Lowest of loan loss preparation superintended our bank 2019 the requirement dials equipment to enclothe rate 130% , batch borrow than 1.8% . Lowest of loan loss preparation superintended our bank 2019 the requirement dials equipment to enclothe rate 130% , batch borrow than 1.8% ..
For this, unripe bourg bank made treasure fulfilled superintendency requirement 2019, ensure dial equipment to enclothe lead and dial borrow than " superintend double amount to mark " 3 executive plans.
Partner respect, give birth to bourg bank as treasure advocate hair start on a journey and control a partner, luoyang bank is contributive 300 million yuan hold total capital stock than 42.05% , luoyang bank leads from policy, support of science and technology, information is shared wait for a respect to support this development, accredit administrator of the high level in the part to this, to capital of this short-term loan, offer vocational training opportunity.
Additional, city of industrial development limited company, Shenzhen is the same as Shenzhen town far house power city of asset management limited company, Shenzhen is telling asset management limited company 3 class partner parts hold 8.41, label the 2nd large stockholder. Notice with dispatch bank, a appear on the market the company is wide get together the sources of energy (essence of 000096) , all directions is achieved (300468) also has share, part a row the 5th, the 9th large stockholder.
In the basis assess of sincere letter international, the grade of main body credence of bank of treasure mountain bourg is " A+ " , grade is looked into for stability.
Sincere letter international expresses in, in recent years, bank of treasure mountain bourg is in south manufacturing industry of convention of a mountainous area part because local hire and manpower cost rise and transition difficulty is greater and appear management difficulty, at the same time battalion of already of foreign trade look forward to is affected by the international market, because this part is small small company and individual and industrial and commercial door manage occurrence deficit or capital have enough to meet need not free, cannot repay in time the bank borrows money, this bad loan bear pressure.
Sincere letter international still points out in, the deposit structure of bank of treasure mountain bourg remains to improve, deposit structure stability remains to rise, the trademark is well-known spend and core competition ability remains to promote.
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