Why can Pang fraud exist all the time? Actually the biggest reason is a person what cannot restrain oneself is avaricious. Review numerous Pang fraud case, because,neither one is not of everybody avaricious and be cheated.
What meaning is Pang fraud?
Pang fraud is the appellation that invests bilk to financial domain, pyramid fraud (Pyramid Scheme) first ancestor, a lot of pass those who sell a group to use this to enrol gold of amass wealth by heavy taxation namely illegally. This kind of legerdemain is a speculator that is called Charles · Pang Ci " invent " .
Pang fraud says again in China " tear open east the wall fills on the west wall " , "Empty-handed covers white wolf " . The fund that uses new investor namely in a word will to old investor pay accrual and short-term get one's own back, the false appearance that makes money in order to make then diddle more investment.
1, fraud of explain of a story Bai Pang
Zhang San thinks one night is cruel rich do not wish again hardheaded, there is kind of rock on the hill after hearing of a village but make it artwork can sell a good price, it is above this move had crooked head. He thinks this to legal system becomes item book, established a company, took lofty the name that go up, threw a small own reserves, begin to consider next how financing. To attract others dig down, he shines 4 unique skill.
The first, the doorsill is low one yuan rises cast;
The 2nd, tall redound year yield is very inviting;
The 3rd, safeguard of safe and affirmatory capital;
The 4th, investment cycle is short the month can have get one's own back.
Do not have a person to dare be cast at the beginning, but the conduct propaganda that cannot sustain Zhang San blots out the sky and cover up the earth, why do some people want not to cast a dot to try? Go out first 1000, anyway if compensate should pay tuition, begin to throw money to Zhang San with respect to somebody then.
Zhang San is not anxious, after a month, zhang San is punctual the get one's own back that paid acceptance, bask in on the net gave new product, the person that tries formerly to cast 1000 yuan then begins to cast 10 thousand, the person that dare not send formerly also begins to cast an a thousand or slightly less, through the loop of a few months, zhang San is earned eventually sufficient public praise, the company is on Internet with respect to fire, him Zhang San also became network a favourite by sb in power.
Just do not see project put into production, without the product, what does Zhang San take to pay the get one's own back of investor? Zhang San's tentative idea is very simple, borrow new fund to pay old Zhang. Should have new fund only continual into Zhang, capital catenary won't be broken, this myth can last, more important is as the person that takes tall redound increasing, can produce profitable effect, be like the heart that itch flinchs euqally exciting spectator moves restlessly, profitable effect diffuses quickly through the network, arose to accelerate effect, every time new financing amount is met before Yuan Chao passes one times, before can ensuring thereby one times investor pays off.
This practice of Zhang San as blowing bubble, zhang Sanhua weighs gold to bring a few famous learned men, hold seminar of new business pattern, zhang San became financial innovation and the model that the industry innovates for an instant, zhang San leave no stone unturned and government are departmental the door does well relation, then concerned branch regards Internet as Zhang San's enterprise + the delegate is recommended energetically.
So come, the person that all participation begins to believe, this is a good project, it is a major issue that can change whole industry modes of life and relation to their environment, a beautiful bubble is so float in sky, everybody is enjoying foamy sumptuous dinner.
But bubble eventually is bubble, via having a sign of disturbance or trouble, investor will inspect magical item of Zhang San on the spot, make an on-the-spot investigation to feel disturbed suddenly, hill still is that hill, stone still is that stone, exist without the artwork like gold, these favours person farther mining discovery, zhang San was not produced and sell any products.
So, what how the redound of investor arises does Zhang San give? Eventually somebody is obvious, original Zhang San is to borrowing return newly old, playing Pang fraud! Message get about, investor comes to seek piece of 3 requirements redemptive investment in succession, this kind of panicky psychology as at the outset profitable effect is same, roll bigger more like snowball, capital catenary of Zhang San was broken eventually.
2, by the harm of family name fraud
Than general financial bilk, "Pang fraud " the victim is more, influence range is wider, harm rate is later, concealment the gender is stronger, have greater social harm.
It is victim number numerous. "Pang fraud " structure of inherent pyramid investor and cheat what hook in gets offline to pass sold means to decide the victim must attain certain scale, the ready money that place of fraud of square can effective hold together needs flows. Accordingly, typical " Pang fraud " victim often the number is numerous.
2 it is to be decieved amount is huge. "Pang fraud " inchoation person had not wanted to repay at all investment capital, accordingly they never fear experience record amount is too large, and cheater people think to collect money of amount increase, those who conduce to him promotion is famous degree, attract more investor to participate in thereby. Accordingly, accumulate in snowball effect below " Pang fraud " , amount of its experience record often the financial bilk with general prep above.
3 it is a society influence range is wide, influence administrative levels is numerous. "Pang fraud " be decieved number and be decieved dimensions decided its society affects Yuan Chao to pass general bilk case. Its affect administrative levels to present the strike that gives diversity, have governmental official and public figure already, also finance invests from personnel of course of study, more the risk bears ability is inferior grass-roots with retiree, the social harm that causes from this is relatively serious also. If deal with undeserved, endanger financial stability and social order because of people mood probably.
4 it is to endanger investment faith and financial stability. In view of " Pang fraud " consequence and harm sex, its are deadly to the blow of investor confidence, every time " Pang fraud " afterwards, always should go with quite long time the financial order that repair is damaged, and the investment confidence that restores investor more be not in one day to be able to be finished. With Mai Daofu fraud case is exemple, as a result of many financial orgnaization be involved in among them, the client that causes financial orgnaization loses trustful sense to financial orgnaization, initiate massive chain suit, the wall street that makes had sufferred financial seismic sea wave to inflict heavy losses on adds new injury again.
3, how to avoid by family name fraud?
The gimmick with Pang absorbing fraud actually not brillant, the simplest, idea that has allure most is promise investor high income.
It is the regularity understanding that investor should learn and develops pair of investment.
"Pang fraud " the flaw: that exists to invest the rule instead in great quantities? ⒓ of ā of Tuo of Fu of ⒏ of head Man cut up with a hay cutter loses Gorgon euryale of emperor wining with dregs to crouch Lan of hand Zhi planning postscript to take M to crouch close whoop? of damask silk of brandish of steel is the feature that can discover these abnormality, but most investor does not care investment normally flow of detailed list, analysis and gain profit way, they care the final profit and loss of investment only, offerred an opportunity that can be exploited to sbs advantage to illegal element thereby.
2 it is investor should be built the risk is on guard and manage consciousness.
Investor must realise, invest be complete calm danger without. Investor should choose to superintend the orgnaization of eligible conduct financial transactions below to have investment in superintendency orgnaization as far as possible. Before investment, the risk element that investor is faced with to investing place, must try to identify effectively, evaluate, try to classify to the risk, the risk with significant inflict manages a resort. When the risk erupts, should conserve in time evidential material and capital worth, avoid to incur bigger loss.
3 it is investor should know company condition in detail as far as possible, the attention observes detail.
Investor can be judged first from the government-owned net of platform, generally speaking, if interface of website of a platform is very coarse, and introductory information is not detailed, or business address is nonexistent etc, this kind network is leasehold platform is about to notice.
Next, the operation kind that still can carry platform goes identifying, delivering mark side: Platform insanity extends of short-term mark, the platform that perhaps announces to stop for a long time to send label is problem platform likely very; In the meantime, leasehold platform adds a network suddenly breath, and carry now slow, change often the platform that office spot waits this type a moment also needs to notice.
Still have even if, platform capital flow direction is opaque, investor cannot examine the capital tendercy of platform quite in time, and discuss without investor group... the net of this a few types borrows platform is Pang fraud likely very.
