Namely intermediary acting countervail borrows money again.
For instance, shell company owes A bank to borrow money 5 million, be about to expire but financing is tight, do not remand temporarily. If exceed the time limit, the enterprise of shell company asks for a letter to will appear bad record, it is very difficult to will ask other bank to borrow money again henceforth. And A bank itself also agrees with shell company to borrow money one year again, but bank regulation must be shell company first reimbursement borrows money again come out, so A bank cannot extend first additionally company of shell of brushstroke loan Jian puts in reductive loan 's charge. If such, that borrows namely return newly old, state shell company flows without enough ready money, this reduces the credit grade that causes shell company, allow awards letter forehead to spend will greatly under 5 million yuan. In the meantime, its loan interest rate also will be raised considerably.
Accordingly, at the beginning of new century of 90 time later period, company of the shell since popularity assures through tripartite ask B finance orgnaization to extend to borrow money temporarily, grant to remand first A bank borrows money, remand after new loan of conduction A bank of B finance orgnaization temporarily loan, this process crosses the bridge namely. And B finance orgnaization uprights in act as part.
Nowadays, financial industry developeds. The financial orgnaization that has handled bridge loan is very much, no longer agency of credit of bank of be confined to. Company of finance affairs of finance company of firm of a lot of banking also does this business.
