If deposit is normal, the interest that can acquire goes to 2500 yuan in 150 yuan between, if abnormal word, you pay back thousands of Qian Jin likely still.
50 thousand Qian Yinian can take how many interest, specific the bank of the time that should see you deposit money and deposit and city.At present bank deposit has current, 3 months, 6 months, a year, two years, 3 years, 5 years a few kinds of deadline. The interest of different deadline correspondence is as follows:
1, current deposits money
The interest rate that current deposits money is to be between 0.3%-0.45% probably, the accrual of those 50 thousand Qian Yinian goes to 225 yuan in 150 yuan probably between.
2, 3 months deadline
The deadline of 3 months, at present the saving interest rate of a lot of banks is to be in probably hundred 1.1% arrive 1.6% between, those 50 thousand Qian Yinian are to breath of one annual interest 550 to 800 yuan between;
3, 6 months deadline
6 months deadline, the interest rate with at present effective bank is to be in probably 1.3% arrive 1.9% between, accrual of a year goes to correspondence of 50 thousand money 650 yuan namely 950 yuan between;
4, a year of deadline
One year deadline differs the interest rate of the bank is to be in probably 1.5% to 3.5% between, 50 thousand money arrive 750 yuan namely to accrual of a year 1750 between;
5, two years of deadline
2 years deadline differs the interest rate of the bank is to be in probably 2.1% to 4.5% between, 50 thousand money go to 2250 yuan 1050 yuan namely to accrual of a year between
6, 3 years of deadline
3 years deadline differs the interest rate of the bank is to be in probably 2.75% to 5% between, 50 thousand money go to 2500 yuan 1375 yuan namely to accrual of a year between
7, 5 years of deadline
5 years deadline differs, the interest rate of the bank is to be in probably 2.75% arrive 5.5% between, 50 thousand money go to 2750 yuan 1375 yuan namely to accrual of a year between
These case that I cite above are only probably limits, specific should be in local bank to carry out interest rate actually to be according to you accurate, normally agency of credit of the country below the circumstance follows farming the interest rate of commercial firm should compare other bank tall, urban commercial bank should follow state-owned bank interest rate than share-holding system bank tall.
Careful deposit becomes safe, accompany capital to go in even without accrual.Go bank deposit, 10 thousand money arrive between 100 thousand Qian Zhi is the tall hair that deposit becomes safe paragraph, because this amount reachs a bank rarely the requirement of big bank savings, the saving interest rate that accordingly the bank can give is compared relatively low, at that time some clients to seek more interest, be easily with high income by bank clerk bait, be in imperceptible in, turned deposit into insurance.
Once deposit becomes safe, you cannot shift to an earlier date draw money, if you want to come to money recapture ahead of schedule, that is retreated namely protect, retreat protect will be calculated according to safe cost of money, and if product of a lot of insurance is not full 3 years, cost of money should compare capital commonly little, did not retreat the cost of money that keep one year to be equivalent to capital only ahead of schedule completely for instance 94% the left and right sides, this is meant, if 50 thousand your money did not take care to buy insurance product, after a year, you want to come to money recapture ahead of schedule, that can obtain 47000 yuan only, that is to say 50 thousand your money put a year, not only did not take interest, instead compensate 3000 Qian Jin go.
So everybody must make 12 minutes of a few mind when deposit money, must distinguish deposit and safe distinction seriously.
