Zhou Wu talks about his past with the colleague innocently in the evening, he ever held out famous equity to invest orgnaization job in, one of working content are " to betting failure " after chase after countervail, the money that invests an orgnaization namely (investment) do not take in vain, if be in a certain time paragraph inside completed outstanding achievement, the person that do poineering work can get free equity to give, if outstanding achievement finishs failure, want to undertake compensate accrual and investment capital give investor according to 8-12% of annual interest breath, and the person that many doing poineering work can do poineering work failure, that can face the dilemma with extinct gold not only, still be lasted to chase after debt at the same time, talk about these things, how do I think perhaps this study checks old gentleman of manage awn case to sum up other fail, let oneself avoid the method of those easy failure thereby.
Mr 1.A, mr A already 60 come year old, there once were ten villas in Shanghai, already render outstanding service and be famous, mr A is expert of medical appliance domain, 50 come year old when want to spell again, a large number of financing go opening workshop to produce medical apparatus and instruments, the medical apparatus and instruments of how abroad considers to appear significant progress, not only price is lower than what Mr A place produces, the medical apparatus and instruments that function still compares Mr A is good, the investment of Mr A is flashy hit water to float, workshop and manufacturing facilities also reduce trash, at Mr A before be about to appear on the market company declaration closes down, the hardship in living in metropolitan small hotel to betting Mr A after failure lives, one of family also are done poineering work to fail by this pull lair, ten villa also vanish completely.
The investment of unsuccessful = heavy capital of Mr A turns over hard + competitor technology breakthrough
Mr 2.B, mr B is a youth, the grandfather ever was the leader of our place, the uncle is the main leader in the province, domestic environment is good, goose plant is entered after school of Mr B name graduates (Tengxun) the job, was done poineering work 2014 later tide is arisen, oneself also go into business does poineering work, did game to develop platform, nevertheless game develops this industry to follow film be exactly the same, investment is large, redound uncertainty is tall, the drought of drought is dead, waterlogged waterlogged dead, successful brushstroke earns break up, had a deficit to go bankrupt, mr B took the money of a large number of investor, the game that can make was not very good however in the market promotion leaves, fail finally to betting, commit suicide. Because the mother of my parents and Mr B is acquainted, before Mr B commits suicide, the kin of Mr B once had introduced a girl to date to Mr B, the person that how woman feels to do poineering work is not stable, refuse then, I return a heart to give birth to deep feeling at that time, right the feeling that the person that do poineering work has awake photograph cherish, did not think of such finish oneself lifetime.
The unsuccessful = industry of Mr B does poineering work to need bigger star successfully + bore oneself cannot susceptive burden
Mr 3.C, mr C is professional investor, the active idle fund on dragon tiger a list of names posted up, once was one comes loose only door Mr C is recumbent name of big ox city, market of Chi Zha capital, 2017 pannikin when steeping fall quickly, mr C thinks grail is blue chip those who go up is pretty good, should be the opportunity of small bill next, contact city firm to lead everywhere then, reach agreement of market prise government finally with some company, the money of own be the banker is insufficient in those days, lend money with the accrual of 12% outside, buy outright litre of share price is pushed ceaselessly after shedding all-around, everything looks very smooth, result company side gives an issue suddenly, application stops a card for a long time, it is extremely ursine 2018 when answer card city drawing near is bottom, right now A utter sad calls one piece, one word of the company after answer card board drop stop, drop again the following day stop, match endowment Mr C of be the banker loses a family fortune for an instant, mr C disappears from now on, the hearsay between the friend Mr C committed suicide, also did not have Mr C again from this message.
The unsuccessful = of Mr C adds lever to gamble + did not realize individual limitation, the purpose commands share price
Mr 4.D, mr D also is professional investor, coordinate Sichuan, industry of the banking when those some is big abet Mr D helps flicker appear on the market the company undertakes financing, should appear on the market the product of the company has how how good, made money share price flies towering, had a deficit to also creditor's rights helps reveal all the details, after Mr D believes, be in a large number of financing enter Sichuan this project, this project is in a complete mess fortunately finally, enterprise nature also does not have money to have disclose the whole inside story to Mr D, the investor that does not take money under one anger, the agreement of reveal all the details that signs Mr D to them can be informed against in card inspect, at the same time to inform against Mr D to be suspected of collecting money illegally, mr D is chained and thrown into prison from this, and this are big flicker becomes this to appear on the market at present the president of the company, must say, the person of meeting flicker is quite fierce still.
The unsuccessful = investment of Mr D all is moved not careful + believe other blindly
Mr 5.E, mr E is estate development business, mr E and friends took the land with an admirable a sector of an area 2014, the commodity house sale that development comes out is admirable, and the capital that Mr E develops commodity house is borrowed money, because a sector of an area is very good, the money countervail that Mr E did not develop commodity house returns creditor, look for creditor to apply for delay however, oneself invest profit this building again dish the wine shop below, the place such as the nightclub, because loan is periodic short, interest rate is high (at least 24% ) , and the wine shop of investment and nightclub have operation cycle, it is unprofitable before a few years, the capital catenary of Mr E ruptures, crisis of current and deep-set debt.
The unsuccessful = short debt of Mr E is senior cast + cash flows not beautiful
Mr 6.F, mr F once produced business to had gone bankrupt as appearance, f Jun Cengjin enters some fine element industry to undertake instrument appearance make, can think compose establishs the friend group that purchases business at that time, want to pull purchase merchant join in partnership, purchase business only verbal commitment, do not have any materiality (written pledge, contract) wait for acceptance, of fire of fire of wind of Mr F wind when building workshop to bid, discovery casts bos at all, and this industry attributes fine element trade, purchase business not much also, the workshop of Mr F and manufacturing facilities instant are not costly, mr F suspend payment, do not cross add of add of Mr F later period land build up, basically was to enter forestall industry to get freeboard gross profit to lead.
The unsuccessful = heavy asset of Mr F invests + demand just belongs to monopolist, the market is extended hard.
Above summary 6 person go bankrupt, knowable: 1. Heavy asset is very risky, unless can very good open a client group just but; 2. Do not assume can make the debt that oneself lose a family fortune or burden; 3. Investment uses up tone to want careful, cannot believe other blindly; 4. Cannot short debt is senior cast; 5. Maintain not it is very important that the cash of free flows;
Place of Cha Limang case narrates no less than " if I know where I can be gone, it is good that I do not go there " , realize the failure of other, will more conduce to oneself keeping away from these a bottomless pit, the floor level of life the meeting is taller perhaps.
