Data chart: Chinese silver protects inspect to meet. Zhang Yihua of new classics abb is photographed in
Client of new classics abb is carried in electric China silver protected inspect to meet an official on June 13 the net releases consumptive clew 13 days to say, the near future, after danger product expires, the short-term health that consumer report is bought through Internet does not grant the problem that add keeps. The silver-colored meeting that keep watch hints, short-term health is not contained nearly make sure add defends a provision, consumer should beware to this kind of product propagandist misdirect.
One, clear " cast continuously protect " differ to make sure add is protected together. In the contract that at present the net sells short-term health to be sure although be protected to add,made corresponding agreement, the consumer of contented condition is in between insurance period when at the expiration of one's term of office, can apply for to continue to cast to insurance company protect, but this is not equal to be protected at assuring add. Assuring add to defend a provision is to point to, during be sure afore after at the expiration of one's term of office, policy-holder puts forward add to keep application, insurance company must continue according to conventional cost rate and original provision the contract agreement of accept insurance. To be not the product that makes sure add is protected, insurance company may appear stop carry out, adjust cost to lead or roll out the circumstance such as the new product that replace, be sure at the appointed time consumer will is faced with cannot the venture that add maintains.
2, short-term and healthy insurance is not contained make sure add defends a provision. Consumer reachs the following Internet in a year during buying insurance when product of short-term and healthy insurance, should notice this kind of product is not contained make sure add defends a provision. Basis " healthy insurance runs way " the 3rd regulation: Healthy insurance is long-term and healthy insurance and short-term and healthy insurance according to cent of insurance time limit. Long-term and healthy insurance is to point to, during one year exceeding to perhaps be sure between insurance period although do not exceed a year but contain the healthy insurance that makes sure add defends a provision. Short-term and healthy insurance is to point to, one year is reached in a year between insurance period the following and do not contain the healthy insurance that makes sure add defends a provision.
3, confirm safeguard term, beware propagandist misdirect. Short-term and healthy insurance is not to contain those who make sure add defends a provision. Consumer is being cast when keeping this kind of product, in answering to read insurance contract carefully, about safeguard deadline and add protect the content such as the clause, during affirming insurance, know product property, according to the safeguard of oneself demand chooses to buy the healthy insurance that suits product.
The silver-colored meeting that keep watch expresses, according to concerned regulation, insurance company ought to be abided by in selling a process the biggest sincere letter principle, clarify to policy-holder product attribute, what the specification buys a product to be product of short-term and healthy insurance, clew consumer may be faced with cannot add maintains a venture, forbidden with " make sure add is protected " the concept undertakes to consumer misdirect is publicized. When consumer is buying product of short-term and healthy insurance, ying Jin prevents this kind of misdirect. (In APP of new classics abb)
