On June 13, association of Chinese Internet banking (the following abbreviation " association of gold of Chinese each other " ) hold " Internet finance controls oneself from sale of orgnaization of course of study and propaganda convention " (the following abbreviation " convention " ) the autograph arranges a ceremony. Raised autonomic requirement from propaganda of sale of orgnaization of course of study to Internet finance.
Convention puts forward, internet finance ought to follow the principle that adds up to common of fine of compasses, honest credence, public order legally in sale and propaganda from orgnaization of course of study, ought to build what involve sale and propagandist job soundly inside charge an institution, make clear the form of pair of sale and propaganda and content, executive report, examine and verify, monitor, the flow of the examination, effective control joins compasses risk, law hazard, fame venture.
Convention raised 6 sale and propagandist content standard, ask to should avoid to use from orgnaization of course of study among them change term absolutely, avoid to use " protect this " , " calm danger " , " maintain income " wait for diction or close consumer of finance of Internet of justice word misdirect, do not get pair of investment economy kind the circumstance such as the accrual of the product, security undertakes false or misdirect is stated, the prospective result that does not get the product that expects to having investment get one's own back and service, accrual or the circumstance related to its is made assure sexual compliance, legal laws and regulations, superintendency policy has a regulation additionally or accord with the except that has the immanent property that cannot depart with this business.
In the meantime, convention puts forward, from orgnaization of course of study begins sale and propaganda, should unite the integrated capital cost to borrower collection convert to be year change a form, disclose the information such as each loan requirement and processing of exceed the time limit in the round, publicly, hint to Internet finance consumer relevant risk. Must not mix with any conduct propaganda from orgnaization of course of study the means cause borrower of sale activity is excessive raise debt, cause borrower to be immersed in debt trap.
In addition, convention requirement, develop the conduct propaganda that investment redound anticipates and sale activity from orgnaization of course of study, the name that must not use the academic orgnaization, guild, professional personage, person that be benefited or figure is made recommend, proof. Do not get name of consumer of finance of Internet of make use of to undertake false conduct propaganda, perhaps use had not used Internet banking product or the natural person that had not accepted Internet banking service, legal person or other organization to serve as sale and propaganda spokesman.
Protect a problem to information of Internet finance individual, convention requirement, if want the individual information that provides tripartite,be used at sale and propaganda from orgnaization of course of study, should ensure tripartite is collected, the action that save and provides information closes legally compasses, the behavior that ensures oneself uses relevant data closes legally compasses, do not violate the contract agrees between tripartite and individual information main body.
This year March, association of each other gold ever still was released urge accept autonomic joint pledge, urge from orgnaization of course of study to Internet finance close inside accuse standard of management, behavior, convention to carry out reached the content such as processing of break a contact to raise autonomic requirement.
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