Appear one after another as a result of industry of near future P2P Bao Lei's circumstance, make more and more investor feel panicky, return the platform in very lucky battalion today, announce suddenly tomorrow clear probably dish, run road, in put on record of below delay setting a lot of platform rectify and reform loosen gradually, however Bao Lei's risk also subsequently bigger and bigger, make many people begin " escape " P2P this danger zone. From P2P throughout history, already of in quick succession poured 4270 close down and problem platform, so investor also unlike once upon a time that kind of enthusiastic pursuit P2P.
From the 8 · 2016 24 superintendency policy come on stage 2018 close compasses put on record, p2P industry is the whole thing experienced for many times shuffle, giving the platform amount of the bureau also is to increasing continuously. Although put on record at present,the job pauses, delay time also becomes unknown number, but the strict requirement that borrows platform to the net in view of superintendency branch foreknows not hard future will be greeted be rectified and reform continuously and choose, and those do not have a qualification or unqualified platform or is rectified and reform, or closes stop. Put on record to resemble the university entrance exam that is P2P platform for common ground so, "Eligible keep, fall into disuse unqualifiedly " , resembling is superior bad discard, also can saying is market option.
Although say nearly two years to come,many P2P platform quits a trade because of all sorts of problems, but to investor however can yet be regarded as a good news. Make clear stage by stage as what combine plan policy, the market can keep clear of deep the problem platform of existence risk, the nature that stays finally adds up to the high grade platform with compasses expensive sex namely. Mean what had gotten superintendency a branch to approbate aptitude through putting on record relatively perfect, close compasses level taller, information exposure is more overall also.
Because this puts on record,close compasses, the standard that means P2P trade on one hand develops, the investment climate of adumbrative also future will be more safe on the other hand. The net that chooses through putting on record so borrows platform, no matter be the requirement that business mode, investment experiences or other side can satisfy people, even if investor is put in a few doubt, also can seek the solution through adding up to the platform of compasses, these metropolises let asset management become more deal with concrete matters relating to work.
Show level industry to be in whole change the date, a lot of platform begin to reveal a various problems, and investor how avoid risk becomes difficult problem, having some of platform after all is camouflage before occurrence problem is first-rate, astonish everybody till cruel Lei Houcai, so to platform it is OK to discriminate from these respect proceed with.
From the dimensions that adds up to compasses sex angle to set out not to pay close attention to platform only, setting
Add up to compasses sex about platform, at present all the time neither one standard, but some rigid ask or must want to satisfy. For instance the bank puts a valve, this problem is superintended carry very long, if platform still does not have butt joint bank to put a valve now, that otherwise is platform hug adds up to the manner of compasses not quite active, otherwise is the requirement of bank of certain respect short of. Still have additionally small and dispersive, there is a regulation in the superintendency opinion draft last year, single person cannot exceed 200 thousand in single platform loan. Single legal person or other organization are in the loan upper limit of same platform 1 million. Resemble catering to superintendency room to be borrowed easily be in shift to an earlier date actively reimbursement, adjust quota. So, before choosing platform, we must whether advertent platform is close compasses and hard.
The basis superintends a requirement the network is leasehold P2P can be to make message medium only, everybody paid close attention to platform setting too in the past, think purely to appear on the market department, national endowment department, wind casts a department to wait a moment, security of strong nature of partner actual strength is good. Cannot have blind faith in setting of alleged platform partner or tiring-room again now, because superintend policy already very clear, borrower does not return money, platform partner has no right to perhaps replace borrower to return money secondhand directly.
The key that holds information exposure does not choose to involve the platform that the conduct financial transactions below the line collects money
The information of a platform is announced, can reflect the fundamental condition of platform greatly. Basic operation data, number of lend of leasehold like accumulative total amount, accumulative total, these can mirror the system capacity of platform and dimensions. And report of every months of operation, want a focal point advertent platform of every month it is normal to add capital newly to flow. The platform of normal operation, of every month increasing lend number and amount newly is to be able to maintain what grow interval in a stability.
The Lin Shanjin be in harmony April, before paragraph of time sincere of sincere conduct financial transactions, Yun Lianhui and still uncertain sex in letter of civilian of be in harmony, notting have is not to involve the conduct financial transactions below the line, the cruel Lei Dou of these platform says palpability does the leasehold P2P on the line, once begin inn of the door below the line to be able to exist,operation or conduct propaganda violate the venture of compasses, protect from be in harmony, capital putting in collect 's charge, acceptance for example this, serious word can be formed collect money illegally.
The public feelings that knows platform near future and trends do not choose capital to flow to opaque platform
This bit is very crucial also really, before we invest, had better borrow investment community to understand the evaluation of platform near future to the net of a few major. Whether to have exceed the time limit? Whether great equity changes? Whether to have appear cannot carry showing case. Notice the trends of platform near future even, begin whether suddenly to send enlarge forehead label, begin suddenly to be spent energetically, do greatly add breath return wait for an activity now. Below normal circumstance, of the brand fame that oneself pay attention to very much on platform, if appear suddenly many and negative, return nobody to come out to solve or be responded to, that in the main some questions with true platform.
A lot of problem platform are opaque on capital flow direction, the bank of the requirement on superintendency policy puts tubal or is to be in butt joint and development phase for a long time, or is not done directly, after once the cost is charged in platform,this brings about investor until carry before showing have no way is informed capital after all to be used in where. And shift new rule demand according to the net, platform should have an entrust canal to receive a bank to put a valve even, the platform risk that because this did not go up at present,the line puts a valve is ambitious at going up the line puts a valve.
The economy kind that net of P2P of in the final analysis shifts the medium income that is a moderate risk only just, the risk also cannot be ignored while investor is paying close attention to accrual. In put on record currently below the circumstance of shortly, want to assure capital security, choose those cooperating that superintend as far as possible, be willing to rectify and reform a problem actively little, fight the platform with risk strong capability. Investment is not a simple thing, and the net borrows a ring good and evil people mixed up, we want to establish calcaneal, with respect to the method that must have oneself and strategy, cannot too too blind, thed loss outweights the gain really otherwise.
