2015, it is on the CeBIT T congress of the IT with the famousest whole world and communication industry, ma Yun uses technology of scanning of ministry of face of Smile To Pay, bought a stamp successfully. Pay the person of treasure the issuance that facial identifying pays a technology, cause " brush a face to pay " discussion upsurge. To technology of this cruel dazzle, how more use commercial field surely, it is the focus that electric business tycoons pay close attention to.
3 years time went, does the technology that brush a face develop how? In consuming setting daily, "Brush a face to pay " feasible?
In channel of CCTV finance and economics " consumption advocates -- 618 special programs " in, can one dug unexpectedly. Of the pertinent question that in the disbursement of the user safety ensures dog the discovery in the report, be in early last year, electric business tycoons already in succession pilot " brush a face to pay " inn of the experience below the line. On September 11, 2017, pay treasure to agree in Hangzhou dining-room of heart radical K PRO, go up first the line brushs a face to pay. Debut ahead of schedule brush a face to pay a function, on the terminal inside inn, face of person of the choice after ordering meal identifies, be less than 10 second, can come true " rely on a face to have a meal " .
In the program, rely on the technology that brush a face, the reporter experienced early or late small take a money, enter a public house, shop wait for a function. Brush a face to regard nucleus of a kind of biology as the significant step of the body, outside consuming setting except the individual, in accumulation fund extraction, net politics integrated smooth Taichun also has apply.
According to paying treasure technology personnel introduction, after the information of facial ministry feature that gathers the person that use, use biology identifying method, the information of identity nucleus test of tiring-room and public security system is linked, finish safe test and verify. Pay at traditional password relatively, biology nucleus body already convenient vogue, get the general favour of young user. Pay to be used pay treasure, had been a catchword only not just, more became great master increasingly the habits and customs of nurturance. .
Also have many people of course to " brush a face " accuracy raises doubt. As we have learned, facial identifying accuracy rate already amounted to the person that pays treasure 99.99% , exceed naked eye to identify the accuracy rate of 97% , its level had reached financial safety level. Facial identifying will have the person that pays treasure this year wider application.
For example the drop social security that department of company of near future person rolls out gets stuck, the citizen should be in only pay treasure home page the search " social security of urban name ＋ gets stuck " , through " brush a face " attestation, after ensuring oneself are operated, can get. Be in " honest person, real name, real card " below multiple protection, even if is the mobile phone was lost, what also can ensure electronic social security gets stuck is safe, because others wants to use, must pass first " ＋ of mobile phone password pays treasure to log onto a password " those who open you pay treasure; Still need dactylogram or brush the test and verify such as the face, the disbursement that lets you treasure is safer.
Do not pass or a lot of people are anxious: Shift pays in bring to consumer convenient while, also put in safe hidden trouble. According to investigation, the user that shift pays is amounted to 527 million, trade dimensions makes an appointment with 20 billion yuan. Trade bulkily in the market, the disbursement that how guarantees authority is paying treasure safer?
To this, the safe expert that pays treasure gave best answer. Pay treasure to hold to a risk to be from beginning to end this, regard risk control as lifeline. To ensure the account of consumer and capital safety, paying treasure is own research and development more an accurate AI intelligence wind accuses engine, be dug through the risk feature that adds newly ceaselessly and optimize the model of algorithmic iteration, characteristic of behavior of automatic joint user undertakes real time risk defies, trade in number medium accurate identifying the risk of the user trades, be not worth 0.1 seconds to be able to finish risk early-warning, detect, adjudge the complex technological process such as processing.
And more difficult " wake up an user " link, pay treasure to also break through traditional wind to accuse " desired result, failure, be restricted to counterpoise " old 3 manacle, design interactively through intelligence, remind article table to what the user outputs specific aim. In " pay gold one minute " inside, once the user switchs to date of Gao Wei Zhang Zhang, pay treasure to send a risk automatically to trade remind, protect even model pay intercept.
In the meantime, pass AI technology and algorithmic analysis, assist public security actively to undertake complete link of black grey industry hits processing. Cooperating Guangdong police " hurricane 1 " in case action, destroy guilty gang successfully, capture involves citizen individual information nearly 100 million.
In the technical respect of user data protection and privacy, pay treasure to be in data generation, memory, use, transmit, the link such as transmission, destroy by melting or burning, carry out cast-iron pipe to accuse a mechanism, protect individual information effectively, enhance the safe sense of the user.
Pay to be used pay treasure. Paying treasure is one kind pays a means not only, it is habit of a kind of consumption more. Rely on " Security " safe technology advantage, pay treasure to devote oneself to to offer more convenient, safer consumption way for the user, much channel is hand-in-hand, achieving safe to each user capital guardianship and trustful commitment.
