Late on August 23
Room city gives new rule again
Sichuan part area buys 2 flatlet
Lowermost head pays scale is adjusted for 50% !
2 flatlet head pay scale to enhance the action that restricted partial person to fry a room,
New those who come on stage " housing of individual of Sichuan province commerciality borrows money lowermost head pays scale implements plan "
The person it may be said that did not buy a house to many returning was to hit potion centering needle
Enter since 2018,
The country is even more close together to the adjusting control of building city,
Before this, save other blame to be restricted to buy an area completely
Lowermost head pays scale not under 40%
New rule from today (in August 24) day begins to carry out
On August 23 evening, website of branch of Chengdu of Chinese people bank announced Sichuan to save secretariat of mechanism of self-discipline of price of market money rate about print and distribute " housing of individual of Sichuan province commerciality borrows money lowermost head pays scale implements plan " announcement (next weighing " announcement " ) . This mark has " extra urgent " announcement, carry out since August 24.
Cut of net of official of branch of Chengdu of △ people bank pursues
What get attention fully is, besides the Chengdu City, the city that this second file involves still includes cool hill administrative division (except of Xi Chang city) , south fill city to wait plain inside 2 class city. Area of complete province part to having 1 ring house and the corresponding loan that buy a house not the dweller family of settle, buy a house again lowermost head pays scale is 50% .
This is a mark has " extra urgent " file, begin to carry out from August 24.
The announcement says, to cooperate " general office of government of Sichuan province people is good about be being done further the announcement that adjusting control of current estate market works " (plain do hair 〔 2018 〕 62) the measure of concerned adjusting control of the file, health of stimulative estate market develops, sichuan visits member of core of mechanism of self-discipline of price of market money rate the 2nd times working conference was discussed 2018 passed " housing of individual of Sichuan province commerciality borrows money lowermost head pays scale implements plan " , ask comply with of each member unit is carried out, want to seasonable appropriate is handled and report in time to occurrence new issue and new case in executive process.
△ file cut pursues
Sichuan saves commerciality individual housing to borrow money
Lowermost head pays scale has adjust
The reporter learns, via Sichuan province member of core of mechanism of self-discipline of price of market money rate is discussed through, housing of individual of commerciality of conventional Sichuan province borrows money lowermost head pays proportional executive standard is as follows:
Small make up a side to give everybody the focal point below equalize:
Unscramble as follows:
Head flatlet head pays proportion:
Pleasant Zi city, A dam city, cool hill city (divide Xi Chang city) : 25%
Chengdu, reach Sichuan other area: 30%
2 flatlet head pay proportion:
(premise is: Had had 1 ring house and the corresponding loan that buy a house not the dweller family of settle)
1) Chengdu 2 flatlet head pay proportion:
Lowest of area of garden of southern part of straight abbacy of Chengdu of new developed area of government office of weather of the Chengdu City, new and high division head pay scale not under 70% ,
High new developed area of the Chengdu City western area of Hou of area of garden area, bright and beautiful river, black sheep area, Taurus area, fierce, Cheng Hua area, Long Quanyi is area, new area, Wen Jiang area, double shed area, Pi, lowermost head pays scale not under 60% , and loan is the seniorest fixed number of year does not exceed 25 years
2)
Pleasant Zi city, A dam city, cool hill city (except Xi Chang city) 2 flatlet head pay proportion: 40 ％
Sichuan is other area 2 flatlet head pay proportion: 50%
3 flatlet head pay proportion
Premise: No matter whether have,borrow money or whether settle borrows money accordingly
1, Chengdu:
Chengdu center the city zone: High new developed area of the Chengdu City (western garden area, southern garden area) , area of new developed area of Chengdu weather government office, bright and beautiful river, Qing Yang area, Taurus area, Wu Hou area, Cheng Hua area, Long Quanyi is area, new area, , time-out extends commerciality individual housing borrows money;
Chengdu is other area county, already had 2 to reach above and the corresponding loan that buy a house not the dweller family of settle, time-out extends commerciality individual housing borrows money
2, pleasant Zi city, A dam city, cool hill city (except Xi Chang city) area 3 flatlet head pay proportion:
Premise: Already had 2 to reach above and the corresponding loan that buy a house not the dweller family of settle
Policy: Time-out extends commerciality individual housing borrows money
3, Sichuan is other area 3 flatlet head pay proportion:
Premise: Already had 2 to reach above and the corresponding loan that buy a house not the dweller family of settle
Policy: Time-out extends commerciality individual housing borrows money
Attention:
To loan whether settle, it is a key that has deciding.
For instance the 3rd flatlet head pay, chengdu center the city zone looks no matter namely whether settle should have suspension
For instance the 2nd flatlet head pay, it is the regulation buys the 2nd flatlet + loan does not have settle.
So to, the 2nd flatlet and already the case of settle, need undertakes affirming again.
Active support lives first sets oneself demand,
Spec of determined keep within limits fries a room
Newest the plan that adopt points out, produce the city state of bigger change and section to estate market, joint meeting of self-discipline of price of market money rate can cooperate city state measure of adjusting control of estate of city state government, to Sichuan province mechanism of self-discipline of price of market money rate puts forward to adjust local difference to turn the proposal of housing credit policy.
In the meantime, orgnaization of finance of announcement requirement banking should support first actively to live oneself demand, spec of determined keep within limits fries a room. The lowermost head that should combine Sichuan to save mechanism of self-discipline of price of market money rate to decide pays scale requirement and loan of this housing of orgnaization commerciality individual puts in policy, risk to prevent accuse to wait for an element, wait according to ability of the credit of borrower, reimbursement reasonable and affirmatory specific head pay scale and interest rate level.
Not only such, increase even be opposite a strength of examine and verify that pays financing source and income to prove to wait, forbidden divert consumption is borrowed buy a house, violate compasses offer head pay borrow etc increase the lever that buy a house, covert the behavior of policy of breakthrough housing credit.
The file begins to carry out from today, once this card is given out, caused not small billows on the net, somebody thinks useful, somebody thinks useless, also somebody analysed particular case calmly.
" plan " carrying out is to be satisfied further just needed, let more can can afford a house without the person of the house, house of much to already the dweller of the room is bought flatlet had certain restriction, from go up at all stimulative commodity house puts those who accumulate an amount to decrease. Can make development business lower house price on certain level at the same time, but this range won't be too big.
Message, many netizen blast boiler, expressed oneself view in succession.
@ Zanlin is beautiful: Change fried house price to be fried rose, this bought house trader was bought, just give these regulations now, still not be to restrict the ordinary common people at canning not afford a room only, like that and egg...
@ Ta ? ? :
All compasses choose a site for the capital just is aimed at average crowd, to wealthy person all along unlimited, need not borrow money any moment want to buy buy.
@ dies husband:
Do not pour clever Chinese hard at this o'clock one by one partnership buys a house, profitable accrual shares out bonus. This policy is true the little, person that just wanted blocks a money be outside the door.
@ Zuo Zuo :
Those who fry a room is entire section, the ability that cans not afford only is mortgaged.
@ Wei Keli;
Building city uses those who fry previously, the stock market is used.
@ flying ～ :
Can not afford originally, rose head pay proportion more canned not afford
@ does not have so simple:
The country is in the policy of this respect, be more and more unreasonable, I 4, wanting paid buy, mortgage again next, can be being mortgaged again now also is 2 flatlet, one lives not quite again, what buy before is two rooms of one hall, this falls, or sold the house, buy big, two sons will live to also put an issue henceforth. That sold the house only, divorce next, husband and wife takes bit of money, one mortgages.
@AUTUMN:
The poor is canned not afford, wealthy person need not anxious, this comes to those who be aimed at common people namely, a few can be bought, bought a room to still get along not, just come on stage now, dry before what went, first loan is paid, how did 2 calculate:
@12:
Belated action or advice nothing more than encourage continue to fry a room.
(The message originates company of continous in relief daily)
Of this plan put forward,
Simple for restrain the person that fries a room namely
Raise the cost that fry a room
The inhibition that covert house price.
Nevertheless somebody likes to also do not approve this plan with respect to somebody
