Credit card was brought for our life consumption not only convenient, convenient, it is the capital that solved many people more current problem. However, in dripping wet of merry and lively after be being consumed ahead of schedule, credit card cost leads exceed the time limit of difficulty of have enough to meet need of capital of day of reimbursement of tall, credit card, credit card to be able to go up the record that sign a letter... it is the problem that the person that hold card must face.
Credit card expends rate house not to fall high
Card card is borrowed take the lead in rolling out poor dissimilation to fix a price
Although the Central Bank already was started by 2014 oneself new round lower interest periodic, come to will lowered interest 6 times continuously October this year, one year interest rate of less than loan also has fallen nowadays to 4.35% . But, the interest rate of bank credit card and in installment poundage was not reduced subsequently, and, center of partial bank credit card still does not fall to rise instead, increase credit card continuously in installment the poundage of reimbursement.
Product of the banking on all fronts below division of group of dimension letter conduct financial transactions blocks card to borrow is take the lead in applying inside the industry " the risk quantifies a model " reach " the risk fixes a price " product, the specified number that gives every client individuation is spent and cost is led, the user that makes credit good can obtain higher specified number to spend, more favourable cost rate.
It is with 50 thousand yuan exemple, center of some bank credit card is divided 6 period cost rate is 4.80% , every months of poundage 400 yuan; Cent 12 period cost rate is 8.85% , every months of poundage 368.75 yuan. And high grade client uses calorie of card to borrow cent 6 period, 12 period, 18 period, lowest every months of charge is 325 yuan.
The day that deliver fuel is apart from reimbursement day to differ 3 days
Card card is borrowed aid you to pass crisis
Because expend rate house not to fall high in installment, many people that hold card often are to calculating salary to brush card, checking reimbursement of the day that deliver fuel. But now and then the day that deliver fuel and reimbursement day malapropos, how should deal with again?
"Look for a friend to tear open solution, a few friends doesn't have? A few friends doesn't have??
"Look for parents to help, thousands of yuan of money is in parents there not be what problem. Thousands of yuan of money is in parents there not be what problem..
"Procrastinating first, evening also is not what problem a few days. " 7 days when card card borrows are avoided breath, solve this dilemma for everybody just about. Choose " 7 days " for reimbursement deadline, lest cease,can use this Qian Du to pass crisis. Not only such, companion is recorded as good reimbursement, the forehead that blocks card to borrow an user is spent also can grow continuously. Will borrow again, need not refer a data to undertake examine and verify afresh, it is highest and OK that the forehead is spent obtain obtain one times what approve first.
Money of a few horn causes next big troubles
Card card borrows safety of the credit that protect bless
Use credit card often as people while, "The record that sign a letter " also more and more get the attention of people. "Because then of money of a few wool owes influence room to borrow, the car is borrowed " news is incessant Yu Er, become especially " the regulation that sign a letter " in " 5 years about " detailed rules by wide and those who accuse hind, credit card reimbursement is only no longer be in debt simply the incident that returns money, a kind when record to individual credence however benign safeguard.
Card card shifts fixed position at " acting countervail of credit card remaining sum " , namely credit card generation is returned. Used company own research and development " 8 gale accuse engine " and " hummer system " , blended in OCR face of literal identifying, person identifies, the multinomial technology such as order of lot of jab of self-help accredit, authentic time, electron; The decision-making system that adopts whole intelligence came true full automatic the examine and verify that change and leasehold process. The user borrows date of Wu of small be convinced or card card to borrow APP through blocking card, online submit application accredit of information, self-help is gotten and data of individual of test and verify, award a letter to examine and approve. After getting the forehead that give a letter successfully to spend, can use at era to return credit card. A petty action of conveniently, with respect to the trouble that can resolve sheet of credit card Zhang easily, avoided the generation of bad record.
Open up serves limits capaciously, face countrywide masses to offer credit card generation to return a service; Adopt advanced network science and technology, artificial examine and verify is not had on true implementation all fronts; Solve the problem that the bank takes up the forehead is spent in installment, make credit card one-time full blood is renascent; Apply " risk price model " , implementation expends the dissimilation that lead difference to fix a price, the cost rate that gives every client individuation and forehead are spent. This blocks card to borrow namely, one devotes oneself to to safeguard " credit is safe " intelligent banking product.
