"Vessel home " long hire apartment to explode storehouse, expose those who go out is to grow the general chaos that hires apartment hire to borrow to resemble not just, investigating " vessel home " before comment of finance of the pioneer in the process of incident discovers this, be superintended of punish violate compasses cash to borrow unexpectedly also stage a come back.
Be in " vessel home " in incident, the name is " love goes into the street " APP acted very important role, a lot of tenement are in by the requirement " 51 return (love goes into the street) the APP of ＂ undertakes registered and pay rent by the month.
Actually, once the user binds bank card calm " love goes into the street " , what became hire to borrow is leasehold person, platform can pay a vessel one-timely the home, the rent that the user pays every months became in installment capital and accrual.
But chummage changes the thing of loan, vessel home and " love goes into the street " won't inform actively rent a settle or live in a strange place, a lot of hiring that see an agreement not carefully the guest just discovers after vessel home has an accident him body loses loan.
Vanward finance comments on the discovery when tracking this APP, "Love goes into the street " it is to be vessel home to offer hire to borrow a service not just, still be numerous not famous cash borrows platform to provide diversion service, include to superintend an orgnaization among them of punish of special dispatch requirement with " the mobile phone is answered hire / reclaim " the cash that is name is borrowed.
Against the wind is " cash is borrowed " offer diversion
"Love goes into the street " predecessor cries " 51 return " , it is by business affairs of Zhejiang Aladdin electron Inc. is developed, so-called be advocate dozen " consumption in installment + return profit + small credit " Internet credence consumes platform, platform alleges end in April 2018, "Love goes into the street " finish 8.1 billion trade the forehead, register an user to defeat 10 million, 600 thousand days live, have many 700 stuff.
According to introducing, "Love goes into the street " business emphasis is to shop in installment, cash is borrowed wait for business. Its went up in January 2018 line the business that rents a house in installment.
Inquire discovery, "Love goes into the street " borrow purse of platform E city to have close relationship with Hangzhou net, the large stockholder Wu Yu of Inc. of business affairs of Zhejiang Aladdin electron is green at the same time the legal person of limited company of science and technology of information of oak of Hunan of Zhejiang of parent company of E city purse.
And, e city purse expresses external, the borrower on platform originates entirely " love goes into the street " , the butt joint is consumed in installment asset, at present this platform trades the forehead 10.4 billion, register a number 10.4 million, so-called 0 exceed the time limit. But look from information exposure, what E city purse does is very poor, project diaphaneity is inferior.
The net besides him butt joint borrows platform besides, "Love goes into the street " still not a lot of not famous cash borrow platform to provide a service, these cash shift many superintendency policy that violated a country.
In " love goes into the street " inside APP, have the column of a leasehold supermarket, be opposite inside received 29 platform, provide cash loan only.
"Can lend money by Id " , " avoid name of the donor of the quickness that sign a letter " , " sesame seed distributes signature at the end of a letter of 560 above second " , these cash borrow platform people attract the user that is badly in need of capital with all sorts of means, even platform expresses black door also can lend money.
So-called cash reserve in a bank is borrowed, point to normally without trade setting is relied on, without appoint utility and without client definitive small financing loan business, its characteristic is amount small, deadline weak point, interest rate is high, without guaranty.
According to silver-colored inspect of Central Bank combination will allot formally last year in December " rectify about the standard " cash is borrowed " the announcement of business " , "Cash is borrowed " business is excessive and leasehold, repeat award letter, undeserved urge close, abnormal usury rate, encroach the problem such as individual privacy very outstanding, put in the financial risk with bigger move and social risk hidden danger. Because this asks to suspend extending to be relied on without specific setting, without the network that appoints utility small loan, compress the business that put an amount stage by stage, deadline is finished rectify and reform.
Include interesting store, pat pat borrow the cash that waits for platform to borrow business to be in compress in the center, pat pat the ready money that lends platform to borrow a product " Cao Cao is borrowed " make already basically stop, ant gold takes the cooperation that also stopped pair of interesting inn.
But " love goes into the street " on these cash borrow platform to still exist in great quantities and provide relevant service for the user.
The mobile phone is answered hire borrow renascent
"Love goes into the street " borrow for cash not only on APP offer diversion to serve, be superintended before this dispatch illicit mobile phone is answered hire borrow wait for varietal cash to borrow also revived here.
So called mobile phone is answered hire borrowing is cash borrows the new mutation that is appeared by punish hind actually.
Its mode is user general mobile phone " guaranty " give platform, meeting appraise measures platform to give the value of the mobile phone and pay an user corresponding amount, next the user continues with hiring the name of the mobile phone hold mobile phone, lease is commonly 7 days or 14 days, the user after expiring can return money redemptive oneself mobile phone.
Carry this kind of kind, platform is to gave an user to extend essentially cash is borrowed, the capital that ransom borrows namely + accrual.
This kind reclaims to borrow for nominal cash have two gale a place difficult of access:
1.Accrual of high specified number, answer the charge that hires platform place collection besides hire, still include 200 yuan of ~500 yuan differ " assess fee " or " the service is expended " . Be platform collection actually " behead ceases " . hire, evaluate cost to wait calculate amid, of this kind of product general year change interest rate to be in 300% above, exceed 1000% even.
2.Divulge individual privacy. This kind of mobile phone is answered hire pattern, meeting requirement user offers Id date, address, telephone, and the requirement is read take an user to open the attributive such as album, address book. The person that have some of borrow or lend money did not obtain loan not only after submitting a data, after oneself data is gotten by platform, sell instead, go for wool and come home shorn. The mobile phone of some people is locked up remotely to decide, be blackmailed to hand in cash ability to solve a lock by platform.
By this year May " punish of each other gold does to P2P net to borrow punish to do allot " about submitting to to be opposite part " cash is borrowed " platform strengthens superintendency case " , the requirement clears rectify a mobile phone " time hire borrow " , carry out is built in loan process other goods, through shopping phonily again resell is put borrow etc covert those who begin " cash is borrowed " business.
Money never Mian, below the ban of policy, hire a lot of times borrow platform to disappear from the scene inside period of time, but give all corners of the country very quickly again again, some platform are incognito take out reclaim counter-purchase wait for model of written characters, for instance microcosmic it is former 51 counter-purchase, lightning is counter-purchased incognito shine close.
But also platform does not have dread policy, use discharge platform diversion
For instance this platform that the name counter-purchases for joy.
Reclaim borrowing is cash is borrowed only escape a kind when superintend, at present still appeared new mutation, shop for instance + the cash with one-stop resell is borrowed, its flow is similar to credit to chuck shows or be spent set now, namely the user is on shopping website with loan buy goods, next platform side user bolts resell goes out, next the amount of resell can give an user, 7 days or users of 14 Queen of heaven need to return shopping money.
"Love goes into the street " APP is the name is 91 extremely fast bought platform diversion.
According to the comment of the user, this platform is accused to be by the user usurious urge with force close. The user expresses to be on platform loan 2700, accrual needs 680, return somebody to express to borrow 1500 need to return 1900. Additionally the comment points out, this platform lets user exceed the time limit through covering a region, next force is urged close.
"With fast preferential " ?
Because borrow platform with cash the relationship is close, love goes into the street to platform also controls a problem because of urging and be complained by the user.
In 21 get together complain platform to go up, "Love goes into the street " the store is complained to be force to urge by a lot of users close, abuse address book, annoy address book, bomb of telephone short message.
Although be put in above problem,do not pass, "Love goes into the street " public relations actual strength is very powerful still.
On August 8 afternoon, "Love goes into the street " suffer invite attend to be sponsorred by La Jingcai classics, company of couplet of interfacial news, money assist the peak of science and technology of La Jingxin finance that do is met, and behead obtains peak of science and technology of La Jingxin finance to meet " optimal wind accuses award " .
On this meeting, "Love goes into the street " CTO diversiform-leaved poplar is right " love goes into the street " love service undertook summing up.
"The financial science and technology of Internet, base oneself upon at finance " , he says then " but the essence that science and technology develops is fast, regard an Internet as the company so, need with fast preferential. Need with fast preferential..
