The industry is shifted in P2P net, some nets borrow platform in borrowing money in installment, usurious phenomenon is relatively outstanding, and when partial borrower application brushstroke deadline is 24 months ~36 when lunar net is borrowed, reimbursement amount is application capital even one times much, although sound very questioningly, but this kinds of phenomenon borrows platform in partial net however, and usurious phenomenon is relatively frequent.
Recently, borrower Mr Su borrows a net undertook complaining, because this net is borrowed,put in relatively usurious phenomenon only. So Mr Su is borrowed in this P2P net applied for brushstroke 8000 yuan borrow money in installment, deadline is 12 months, but terminally need reimbursement is controlled 950 yuan, the borrower in adding the process in reimbursement Mr Su appeared the phenomenon of exceed the time limit, reimbursement needs after a year accordingly 15000 yuan, and Mr Su thinks this net borrows the usurious phenomenon with relatively serious existence, because this borrows this net,undertook complaining.
Borrower is complained
Above all, this net borrows platform to be put in usurious phenomenon really, because to brushstroke 8000 yuan loan, terminally reimbursement is controlled 950 yuan, expire need reimbursement total amount is 11400 yuan, reimbursement needs after adding fine of exceed the time limit to wait one year 15000 yuan, complete Yuan Chao leads the regulation of 36% at superintending a branch to shift annual interest to the net, and besides, this net borrows existence force to urge control an appearance. Next, to borrower, no matter be usurious,still be force is urged receive a phenomenon to make borrower clinking angst, the loan that applies for when borrower especially exists originally chaos of breath of usurious, behead is resembled, and add force to urge after the net borrows exceed the time limit control an appearance more invite borrower more vexed.
And the industry is shifted in P2P net, although usurious phenomenon borrows platform to appear often in partial net, but it is silver-colored however the meeting that keep watch and Internet banking association all the time since one of forbidden all the time random elephants, however partial P2P net borrows platform to be used for many times however usurious enclothe bad Zhang rate to perhaps increase usury profit, accordingly, usurious phenomenon borrows an industry to be banned repeatedly in P2P net more than. Besides, the client that because partial P2P net borrows platform place,confronts is basic it is low income crowd, the reimbursement capacity that has borrower of one part person greatly so is more fragile, and fall in this kind of circumstance, the net borrows platform to appear bad Zhang rate and heighten of possibility of rate of exceed the time limit, accordingly, going up somehow, the net borrows platform to serve as the measure that covers a risk with breath of usurious, behead.
Anyhow, the P2P network that those in breath of usurious, behead putting borrows most borrower not to bear almost, become especially time of borrower bring into contact with is longer when borrowing money in installment, encounter prep above of integrated interest rate applies for capital very easily one times much phenomenon, right now, let partial borrower must suspect life.
