Li Dongrong of Piao of character of a week banking: Advance AI to develop in financial domain; Ma Yu

Li Dongrong of Piao of character of a week banking: Advance AI to develop in financial domain; Ma Yun: Most P2P is illegal

This period go up character of a list of names posted up: Yi Gang / Li Dongrong / Ma Yun / Tang Yue / Lu Shuai

Li Dongrong of Piao of character of a week banking: Advance AI to develop in financial domain; Ma Yun: Most P2P is illegal

Go up period influence character: Jing Xiandong / Fan Yifei / Luo Laifeng / Roman Wojdyla/ Cheng Li

1. Yi Gang (people bank president)

Influence index: ★ of ★ of ★ ★ ★

Incident:

On September 18, understand for development large and medium-sized circumstance of financing of civilian battalion industry, people bank holds an informal discussion, listen to partial bank to serve the circumstance of civilian battalion enterprise and relevant opinion proposal. Yi Gang of people bank president points out, each are big the bank should produce example effect, accurate the development feature that holds civilian battalion company, increase risk price capacity, innovation banking product and service, the business that compose builds business of service civilian battalion can last mode, provide more excellent banking service for civilian battalion enterprise.

Small judge:

Reforming and opening comes 40 years, enterprise of battalion of our country civilian achieved great progress, for our country economy development offerred vigor and creativity, make the component with main economy of our country countryman.

Of Yi Gang make known one's position setting is, current situation of battalion of already of civilian battalion look forward to is overall and favorable, but increase in pressure of economic be issued to lower levels, domestic banking goes below the big setting that war of lever, Sino-US trade affects, industry of partial civilian battalion appeared to manage the problem such as difficulty of not good at, financing. To this, financial orgnaization should increase the financing support of pair of civilian battalion enterprises further, do good finance servive routine, want to produce effect of function of good central bank, extend in loan to state-owned economy and civilian battalion economy, the respect treat equally without discrimination such as bond investment, cogent for civilian battalion enterprise " endow with can " .

2. Li Dongrong (chairman of association of Chinese Internet banking)

Influence index: ☆ of ★ of ★ of ★ ★ ★

Incident:

On September 18, li Dongrong of chairman of association of Chinese Internet banking is in finance of intelligence of congress of world artificial intelligence was divided 2018 point out on forum, "Artificial intelligence is those who lead future is strategical technology, finance is one country of core competition ability important reflect, world each country all takes artificial intelligence seriously to the technology is developed in the scientific research of financial domain and apply. " emphasize, need accumulates from 5 respects extremely reliable advance artificial intelligence to apply and develop in financial domain: Insist to serve entity economy, cogent strengthen a risk to prevent accuse, effective tamp infrastructure, perfect a standard continuously it is standard, good to do financial consumer protection.

Small judge:

Artificial intelligence is in AI it may be said lifted a billow 2018, no matter the industry that affect is finance, retail, medical treatment, content shedding, be opposite in succession its " be obsessed with " . Current, the whole world is being greeted new revolution of round science and technology and industry change, big data application, setting changes catenary of operation, area piece to be heated up greatly... , science and technology is ceaseless to financial drive by aggrandizement, financial science and technology is entering " turn white-hot " level.

Artificial intelligence to financial industry it is indispensable " just needed " , although still be in opposite simple phase in the application of financial domain, dan Reneng is promoted both better confluence and development, accomplish science and technology to be endowed with for finance truly can, may not is not the thing of a make the best of both worlds: To be in nowadays " cold winter period " financial industry certainly will is " provide timely help " , and insufficient to innovation of original natural disposition, data is open share information of inadequate, individual to protect a system for diseased artificial intelligence domain, draw near on finance this " large tree " , perfect to quickening the maturity of oneself, as if " 100 benefit and without kill " .

3. Ma Yun (father holds Alibaba concurrently trustee bureau chairman)

Influence index: ☆ of ☆ of ★ ★ ★

Incident:

On September 17, congress of world artificial intelligence was held 2018, ma Yun says in the speech on congress, today majority P2P company is to wrapping around the appearance of Internet finance is making illegal banking service, true Internet finance is the hierarchy of control that relies on risk of data of data technology, support, rely on the credit system that data accumulates. When you have mass data, must undertake with AI machine intelligence wind accuses, this ability is true Internet finance.

Small judge:

Malady of industry of P2P of straight jab instantly is in equestrian Yun Yiyan. P2P industry begins cold winter from June period since, be in the where the wind and the waves are highest of public opinion and financial industry all the time. Although the industry began get warm again after a cold spell August, but common saying says " if hill falls,disease comes, disease goes be like reel off raw silk from cocoons " , if platform wants to make lender heavy pick up confidence truly, the industry greets stage a comeback, can be afraid of partly temporarily is of no help.

Ma Yun points out P2P big data cannot leave wind to accuse to mix nowadays credit system, the player of market head does not have one exception. Platform of together with industry is spreading out to be checked oneself in ground of like a raging fire, was worth association of gold of Chinese each other to announced 25 banks to be seleted P2P to put tubal white list recently again, of the attention that believes the people, industry check the superintendency with the government oneself 3 canals fall together under, p2P can be greeted at an early date " spring " .

4. Tang Yue (small win author of science and technology, CEO)

Influence index: ☆ of ☆ of ★ ★ ☆

Incident:

Beijing time on September 19, small win science and technology to land button formally to reach place, stock code is " XYF " . Small gain science and technology from open quotation 15 dollars rise quickly to 16.5 dollars, relatively issue valence to rise 73.68% , according to share price and computation of total capital stock, small win market prise of science and technology to be 2.492 billion dollar about. Up to now, small gain fall after a rise of share price of science and technology to 9.5 dollars / , total market prise is 1.435 billion dollar.

Small judge:

Small win science and technology to choose to be in of whole industry " to dark hour " appear on the market, also calculate more or less carry brace up a kind of means of confidence. Small win science and technology to hold water only 4 years long, but development is very rapid, the product below the banner has small win conduct financial transactions, small gold winning a network, small favor winning general, small win card to borrow wait for many brands.

Small although appear on the market successfully,gain science and technology, but the road of ahead is bad to go: Above all smoke of gunpowder of battlefield of financial science and technology diffuses, industry contest is right eye covetously, once flames of war is lighted, join war situation with all possible means, will naturally bring about gain space to shrink narrow; And small gain science and technology " get rich " excessive rely on numerous how, once numerous how to put forward to serve cost to lead promotion, small win profit of science and technology to be able to be compressed further; Still have superintendency level besides, explode inside the industry hair of thunder incident frequency, with all possible means the interest is damaged, superintend 108 come out industry infuse stitch " cardiac stimulant " , value level it is thus clear that. So, superintendency hasten is severe, add lever to affect, small gaining science and technology also is " pressure hill is big " .

5. Lu Shuai (PingPong group CMO)

Influence index: ☆ of ☆ of ★ ☆ ☆

Incident:

On September 18, cross condition pay company PingPong to announce to obtain by the country endowment the several RMBs that setting invests square ginseng to cast C annulus financing. PingPong CMO Lu Shuai introduces, epicycle financing will be used at PingPong 3.0 to be tasted newly, the perfect promotion of SellerOS operating system and globalization layout. In addition, pingPong still will take out 10 million yuan period authority and user to share the bonus that platform develops. But PingPong government does not have detailed exposure to throwing those representing capital and financing amount specificly.

Small judge:

Current, domestic C end pays business to already was paid treasure and small letter almost " have equal shares " , because this pays a company not less,aimed spearhead outside the condition, cross in the light of what B carries condition in paying them the key point new " La Hai " . tripartite orgnaization is forecasted, our country crossed condition cable business to trade 2018 dimensions will achieve 9 trillion yuan. What match with dimensions speed growth however is due still cross condition business accordingly to serve ability.

As we have learned, in cross condition gathering respect, in small it is difficult to cross condition cable business to sell the home to face account of the bank outside the condition capital of shop of application, much platform manages complex, poundage tall, carry show Zhang speed to wait for difficult problem slow, and can offer safety to be used easily conveniently, simply, settle accounts rate is rapid, trade the disbursement with low cost the industry that settle accounts serves will share in the market eventually a cup of a thick soup.

As economic globalization and China one belt is advanced of the proposal steadily all the way, the growth that will not cross trade of condition phone trading company still but period, same China is crossed condition pay service business to also can have alone horny animal industry appears.

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