33 years of length of service, capture expends 25 years, individual account 30 thousand yuan, how many can pension have?
Our annuities computation formula is very complex, shenyang is the provincial capital that Liaoning visits, the method of emeritus pay calculation that you should save according to Liaoning will calculate emeritus pay.
Actually we save the computational method of emeritus pay through analysing Liaoning, can see, our emeritus pay expends fixed number of year to concern with capture not only, expend an index to concern with our average and real pay even.
Pay cost index is to point to us actually in those days pay cost base and in those days the society is average salary ratio, most person can be in 0.6 to 1 between.
33 years length of service does not grow not short also, the index before the annuity that takes retires with us changes capture to expend salary to have very big concern. According to our endowment insurance substitution rate, what expend an index according to average pay is different, endowment insurance substitution rate can be in 65% to 78% between.
According to corresponding substitution rate, can push cipher out, we can take our average index to change capture to expend salary 55% to 66% , of course pay cost salary is higher our proportion is smaller.
The company of Shenyang made the same score capture to expend base 2017 is 5620 yuan, can control in 6000 yuan 2018.
If our index is changed,making cost cardinal number on average is 6000 yuan word, our endowment insurance substitution rate can be achieved 65% , our emeritus pay may be in 3300 the left and right sides.
And if our average pay expends base,be base 3600 yuan, our endowment insurance substitution rate can be achieved 78% , but, highest can get 2370 yuan pension only.
Generally speaking, according to making expenses fixed number of year computative substitution rate is met appreciably is a few taller, but can follow pension difference not quite.
Say so, if we are handed in at ordinary times scale is little, although substitution rate will be higher, compare to extent of hand salary reductive low, but effective emeritus treatment is met low many. Accordingly, 33 years of length of service, in 6000 yuan of societies the circumstance of average wage falls, also can get 2370 yuan to arrive between 3300 yuan emeritus salary merely.
