Know credit is very important to us, and small arranging the credit that says here is the Central Bank that point to the individual credence record of that ourselves in the center that sign a letter, as we have learned system of letter of Central Bank ask forring has collected 870 million natural person and 21.02 million enterprise, a what concept is this? Basically was each company of domestic that has credit activity and individual to establish credit record that is to say. This credence archives is affecting the many sided that we live, borrow money for instance, do credit card to wait a moment, but to most person character, still not be to know this thing very much actually. So, record of letter of individual ask forring is so important, the individual that what element can affect us asks for a letter to record? Here small make up when to sum up for everybody.
One, individual loan exceed the time limit
The consequence that individual loan exceed the time limit does not return is to need those who pay high specified amount to punish breath and penalty due to breach of contract not just, and still can affect individual credence. Loan once exceed the time limit, with respect to meeting generation exceed the time limit is recorded. If be,borrow money to the bank, record of exceed the time limit can upload the individual of the Central Bank to impose letter system without doubt, affect usurer to file credit card in the meeting inside 5 years at least, apply for loan again. And if be put inside 90 days continuously,be in borrow money the case that exceed the time limit does not return, estimation of the person that borrow money applied for very hard inside 5 years to perhaps borrow money to credit card.
2, credit card exceed the time limit
Now, there is credit card on a lot of hand. But, however a few people did not care about the reimbursement of credit card, because not on time reimbursement and cause exceed the time limit (successive 3, two years of accumulative total reimbursement of 6 exceed the time limit) . Come so, the individual of the person that hold card asks for a letter to be damaged extremely easily.
3, Morpheus credit card
Each bank is now on the promotion of credit card, it may be said was to spend very great strength, a lot of friends also handled not little credit card. But these conduction after coming down, because do not have the reason of demand,often did not activation however, think to be indifferent to. But these credit card that did not activation are medium, the credit card that has a few level however does not activation to also can produce year of cost. If hold calorie of person to did not take an issue, fail to avoid credit card year cost exceed the time limit, can affect an individual to sign a letter as much.
Small make up clew: Must affirm to bank clerk after deal with clear Chu Wei activations to whether for years cost.
4, Id loses credit card be conductioned by others purloin
Him even if had not handled credit card, possible also credit card overdraws excessive and spot leaves on letter of individual ask forring. The possibility most that creates this kind of situation is the id card that borrower once had lost him or Xerox, bring about credit card be conductioned by other, deal with many pieces of credit card to be covered often even overdraw with ill will now, cause thereby proof the letter is undesirable, him influence applies for loan.
5, assure for the friend, friend exceed the time limit
When the side the friend is done when assuring, the loan Zhang Wu of friend under one's name, the individual credit that also can record oneself goes in the record. If the friend produced exceed the time limit to perhaps owe the case that does not return, can affect individual credence to record, after all at the outset you had signed detain of calligraphy and painting to make this security, mean you to be about to assume borrower to help the responsibility of his reimbursement below the circumstance that does not have ability reimbursement. Unless you did not make this security, but the fact had happened, toughen one's scalp-brace oneself and borrower are returned together.
Small make up clew: When assuring for the friend, want discreet, do not think to just be signed renown just ~ .
6, the bad record signing a letter that social behavior creates
As individual credence more and more be received to take seriously by the society, now a lot of cities, even by subway, public transportation escape the ticket has brought into an individual sincere letter system. Railroad head office still announced close meridian country to include motor-car to escape 7 kinds of behavior that ticket tall iron grabs a smoking to wait inside, record of credence of the individual that be brought into.
Small make up clew: Individual credit is mainer and mainer in present society, perhaps later if your credence is bad, what thing is not done, so we carry good credit certainly in the life, the individual credit that does not allow us catchs stain.
