01
In inflation today, if put oneself money in the bank, it is to put money it seems that, actually fortune can be eaten off by inflation many.
According to statistic, below times of negative interest rate, 100 thousand put a bank, should have had a deficit one year hundreds of.
Present millionaire, 10 thousand yuan before mixing 30 years door about the same.
Inflation is fortune is invisible killer!
But clever person does not look so however, contrary they should thank inflation.
Had felt mysterious?
Although let devaluation,the reason is inflation, but the debt that also can let you bear becomes little.
If you borrowed 10 thousand before 30 years, deadline is 30 years, it is brushstroke absolutely at that time big and indebted.
But after arriving 30 years today, 10 thousand yuan debt is negligible.
Conversely, if we buy a house now, entire section 1 million or head pay 3 into, borrow money 30 years, latter wants be to one's profit.
While because inflation is in,the money that allows you devalues, the debt that also can let you devalues.
Present 1 million indebted, the likelihood after 30 years resembles 10 thousand yuan of present same.
02
Look from indebted angle, inflation is your friend, be in debt is one of method of antagonism inflation.
But the person that realises this is very few.
Poor and wealthy person treat indebted manner disparate.
The poor is inspected indebted for great scourges, avoid not as good as.
They do not lend money not only, still desperately put money.
Look at existence bank to block the number in to increase bit by bit, psychology is particularly successful feeling.
And actually, because purchasing power of money is in,drop, because of the money below assemble of this work laboriously, can run substantially the rate that violent wind of price losing a room raises.
And wealthy person knows Qian Sheng money.
Although they have enough ready money, when the opportunity that encounters loan of lower interest rate, with respect to meeting choice loan lends money.
In investing money the investment with higher return rate next.
Rely on to lend Qian Sheng money, use indebted, be on the drive of money freedom.
Treat indebted different attitude so namely, bring about a poor poorer and poorer, wealthy person is more and more wealthy.
03
Be apt to uses debt tool, lend money moderately, benign and indebted, OK " money lays in debt " .
But those who want an attention is, what I say pen father's younger brother is " benign and indebted " , is not " undesirable and indebted " .
On economics, debt can be divided for benign be in debt and undesirable and indebted.
Benign and indebted, be in debt to let you become richer instead namely, the capital fund that allows us gets considerably promotion.
For instance the room is borrowed, big lever of small fund prize, obtain greater asset rise in value through house property.
And undesirable and indebted, it is pure those who belong to excessive spending to bring about is indebted.
For instance: Buy in installment all the day buy buy, credit card overdraws etc.
A word generalizes simply:
Benign and indebted in make money to you, be one can prize money, implementation class jumps the lever that rise.
And bad debt can draw out money outside from your pocket, make your financial standing ceaseless and exasperate.
04
Benign and indebted besides make us richer beyond, pen father's younger brother thinks to still have other advantage.
1, can accumulate credit
In individual credence more and more important today, through benign and indebted can accumulate individual credence, good credit can obtain more loan, and smaller interest.
2, bring profitable motive force
Indebted money should be returned, what borrow substantially is to did not come from personal money, be in debt so can bring to the person make money the motivation that goes returning money.
Before for instance the youth buys a house, the life does not have what pressure, money spends light.
But after loan buys a house, every month should return a room to borrow, had pressure naturally, had struggling power.
Finally, pen father's younger brother wants to say:
Indebted the branch that has stand or fall, benign and indebted be worth to have, undesirable and indebted must be far from.
Hope everybody can stand from which, objective, rational angle look upon is indebted.
