On March 16, first about " 9 rivers bank rolls out Jiangxi betrothal gifts is borrowed " the message travels in the network. Customer service of 9 rivers bank is responded to, placard is the conduct propaganda of product branch, but this product did not go up line, later period also won't go up line, also apply for at present without other client (this business) .
Can betrothal gifts also borrow money? This highest can borrow the product of 300 thousand, the longest can borrow 1 year, annual interest rate is low to 4.9% . The utility of loan travels for newly-married and buy car, headgear, home appliance to wait; Application condition includes above of 22 one full year of life, consecutive working hours 12 not less than months, sweethearts one party needs to be administrative institution formal employee. Spoken parts in an opera, this does not pass even if a consumption is borrowed, but placard publicizes " betrothal gifts pays expenses need not anxious, ' borrow ' come firm happiness " , try what oneself introduced to public opinion however stage.
In recent years, the society is right day price betrothal gifts all the time the manner is Anacreontic, condemn is incessant. Civil code is in charge of to be made clear directly, "Prohibit borrowing marriage to ask for property " " civil main body undertakes civil activity, must not lawbreaking, must not violate convention of public order fine " . A file also puts forward in the center of this year, advance rural transform social traditions continuously, promotion integral is made, the practice such as moral council, red white council, increase the undesirable ethos processing such as costly betrothal gifts. This year on two meetings, zhang Gaiping of committee member of countrywide the Chinese People's Political Consultative Conference also put forward to suggest abusively about betrothal gifts of price of day of country of keep within limits, got numerous netizen applauds. Below such setting, this bank why dare " risk everyone's condemnation " ?
No matter be,be opposite as a kind of public opinion explore, or with instigating public opinion discussion serves as a kind " soft advertisement " come him sale loan product, show a bank to know inadequacy to the harm of costly betrothal gifts. This kind short board, can going up objectively at least add fuel to the fire of pair of costly betrothal gifts. And in fact, this bank just says the word in in the open, and the bank that the name that making consumption borrow operates in the dark, still have probably many.
The ethos of costly betrothal gifts cannot get keep within limits, increase the pressure of former unripe family necessarily, bring about impoverished vicious circle, form multidimensional spent poverty is accumulated, also can affecting the development of little family after marriage and domestic member provide for the aged to wait directly is kind of problem, bring about a family to be able to develop damage continuously. So, this is not problem of one only business any more, however social problem, the bank must have the consciousness that carries a responsibility of this one society.
The importance of stimulative consumption need not say more. From consumption the idea looks, masses also is willing to consume investment to healthy, green, safety more time and money, and the experience that values consumptive setting more and more. Accordingly, stimulative spending is helping again short board. The enterprise promotes consumption, must with improvement union of people life character rises, with supply innovation union rises, with stimulative obtain employment union rises, and guide reason is consumed and avoid excessive and indebted union to rise, with transform social traditions union rises.
Return " betrothal gifts is borrowed " . Businessman for seek interest, use communal media to instigate the animosity of common of pair of public order fine, then with was not being executed, error hit edge ball for excuse. Violate mixed practice to this kind, besides public opinion condemnation, high specified number fines probably more let them grow memory.
Author: Ding Shenyi
