It is first impressions are strongest above all, had formed a habit next.
Bank current conduct financial transactions? Current is one of pair of bank deposit means only state, cannot state reasonable money product to go up. The meaning that Your Exllency should convey should be, bank and fund company look are associated, the monetary fund that provides sale entry kind conduct financial transactions.
And monetary fund has liquidity strong, the risk is low characteristic, in operation management respect money fund withheld more ready money to flow, in order to have by people at any time redemptive.
However because its are OK at any time redemptive, be understood to survive by people period. What the author should explain is, current is current, product of conduct financial transactions is product of conduct financial transactions, cannot do promiscuous, risk sex but different. Current is to suffer " deposit insurance byelaw " of protection, namely money should be put in bank deposit only under 500 thousand, although the bank closes down,also sum compensate pays. And grain property tastes deficit or close down, must assume by investor proper motion.
The bank current economy that Your Exllency place says, it is as remaining sum treasure, attribute monetary fund, not be current. Fund of market of currency of treasure of remaining sum of great of day of full name of remaining sum treasure, pay treasure to just be sold among them square, information gaining a point serves the expense that expends and so on, do not participate in this fund management and operation, management and operation just are day great fund.
Monetary fund can be bought in the bank same also, its manage and operation just is the fund company that cooperates with the bank, and the bank just is sold square.
From the point of 10 thousand current income, accrual of remaining sum treasure is inferior to fund of a lot of moneys, its are in our country platoon of the accrual in fund of more than 600 moneys is in more than 500 (change 7 days years yesterday rate) , next levels in belonging to (go up graph) , the monetary fund earnings that at present a lot of banks sell is over remaining sum treasure.
The statement before Your Exllency is right, half part has from the back by accident, people is to was not compared, also do not want to change a habit, stay in the remaining sum treasure that pays treasure then, not be to say the income of remaining sum treasure is higher.
Can say, paying treasure is the first gun of fund of start shooting money, fund of people recognition money often also is from what pay treasure to begin, more trustful paying treasure is need not character expresses.
Next, people is already unaccustomed with bank card or bank App, more is used at consumption to turn Zhang returns what aglow bag waits credit card a moment is to pay treasure and small letter. So, the people of treasure of existence remaining sum is done not have necessary for many so order earnings and change a habit, turn into the monetary fund that the bank sells thereby, want to turn again when use.
Said again, monetary fund cannot regard main investment as mark, because its accrual has not touched inflation (this also is the account with its small risk) , presence wants deficient money in monetary fund. Want to become the word of conduct financial transactions, should configure main asset at the product of conduct financial transactions of higher income.
