Rural endowment insurance hands in 2000 yuan every year, hand in 15 years to sexagenarian how many money can you get every months?
Rural endowment insurance, namely the dweller endowment insurance that we often say, according to the problem advocate this statement is annual the standard pay according to 2000 yuan, the top pay that has been a lot of areas expends a standard, also include Chongqing area among them. Below, means of my endowment insurance computation according to Chongqing area, come to everybody how many money can every month get after is computation sexagenarian?
Computation is formulary: The month is basic annuities of annuities = foundation + individual account annuities
Individual account annuities: In amount to when getting basic annuities requirement by the month, annuities of its individual account is divided according to forehead of memory of individual account accumulative total with 139. The annuities of individual account, beginning is from the draw money in joining the individual account that keeps a person, when individual account draw money ends, take from medium-counts of fund of dweller endowment insurance.
Problem advocate annual pay 2000 yuan, the government is OK allowance 140 yuan, so pay 15 years, the amount of individual account is (2000+140)*15=32100 yuan (remarks: Individual account actually annual be meeting computation accrual, here is calculated to go to the lavatory, the part of our oversight accrual)
Fundamental annuities: This is not to attribute a fixed cost, every area is different, the level with current Chongqing is 95 yuan / month. The place with economic high level may be achieved higher hundreds of, of the level that also has more than 100 of course. Of countrywide lowest it is 88 yuan / month. Be in Chongqing area, if pay expenses fixed number of year exceeds 15 years, every are added every months more than one year send annuities of 2 yuan of foundations.
Problem advocate pay just 15 years, it is 95 yuan foundation annuities so.
The month is basic annuities =32100/139+95=230.9+95=325.9 yuan
Individual viewpoint, for certain meeting prep above is worth the old-age pension that actually final pay may get 15 years this, the first, there is the part of computational account accrual inside individual account. It is fundamental annuities next, though now is this standard, but as standard of living rise, place or national policy is to be able to undertake be adjustmented accordingly, it is commonly adjust on the net, won't reduce.
Above computation means is based on Chongqing policy, provincial offer reference only.
