"Xi'an runs quickly woman's bicycle advocate thought of the complain tearfully on engine lid fors the time being " be related ferments, attention dot was in centrally gradually " finance serves cost " on.
In woman's bicycle advocate with run quickly in the bargaining frequency that female tall canal is as long as 18 minutes, woman's bicycle advocate raise doubt, pay head after paying, she is forced to hand in service fee to add up to below unwitting circumstance more than yuan 15200, 4S inn begs her to turn this service fee to a personal account even, and do not have bill. Woman's bicycle advocate interrogatory this charge attributes extortionate action.
Woman's bicycle advocate the problem gives female tall canal like continuous firing ask, fail to give out at that time answer. Late on April 14, run quickly the government gives out response: "Be respected all along and legal laws and regulations begins business operation related according to, do not reach client collection to agency any financial service fee. Express, meisaidesi - run quickly make public and sincere letter wants in the process that again and again asks agency is managed independently in its abide by the law, ensure the legitimate rights and interests of consumer. Ensure the legitimate rights and interests of consumer..
Run quickly this response, be commented on to was a boiler kick back to give 4S store by the netizen, the central point that yields the public at the same time transfers finance to serve cost to go up again.
Financial service fee is not what new term inside course of study. BMW is in the direct competitor that run quickly early to had issued allied response 2014.
In December 2014, consumer complains Xi'an inn of 4 BMW 4S to loan user collection the finance of 4% serves cost. To this, BMW response says: "Collection of the loan poundage of 4% the managemant decision that behavior is BMW him agency, BMW finance never collection the money poundage such as this, also do not encourage BMW agency to heat up river poundage to client collection. Also do not encourage BMW agency to heat up river poundage to client collection..
The finance that combs associate with serves cost to complain or punish case, except run quickly, outside BMW, a variety of brands such as Feng Tian, Lu Hu, Jeep had been complained, sold a company to disobey consumer rights and interests to protect a law to be a result with the car mostly.
For instance, in the case of 10 dozens of big false models that the 2018 year that in Hefei city market superintendency bureau announces investigate and deal with sb, 4S inn violates compasses collection finance to serve cost with respect to amid.
Came in January 2017 during June, hefei connects car of source abundant cropland to sell service limited company to pass " abundant cropland finance " mortgage loan to sell a car 100, and to 100 consumer gross collection four hundred and seventeen thousand four hundred yuan finance serves cost, illegal earning adds up to 337010.66 yuan. Hefei city industrial and commercial bureau is accepted after complaining, according to " rights and interests of consumer of the Anhui province protects byelaw " , make those who confiscate car of cropland of the abundant that know a cause to sell service limited company violate earning 337010.66 yuan, be in 430 thousand yuan administration punishment.
Court of Beijing Haidian district also announced car 4S inn one case to receive " finance serves cost " legal precedent.
2017, car of the person that Mr Zhao of Beijing purchased directory of a Jeep from 4S inn, adopt an installment plan to buy a car, brushstroke of pay of 4S inn requirement Mr Zhao is alleged 3380 yuan " finance serves cost " , later 4S inn to his collection be as high as 1800 yuan " on the card is expended " .
Mr Zhao is followed backward forensic to lodge a complaint. The court thinks after classics cognizance, serve cost about finance, mr Zhao adopts the means that borrows money in installment to buy a car, its can pay interest to the bank according to the agreement oneself, finance of collection of 4S inn proper motion serves cost and do not have any legal basises, ought to return. The collection that the card expends on also is such, traffic carries management department only collection part cost of production and check fare, of 4S inn much collection on card fee ought to be returned.
Nevertheless, haidian court thinks the behavior of 4S inn can't make con conduct, the lawsuit that to Mr Zhao the requirement pays 3 times compensation requests not to grant to support.
Still at least two industrial and commercial bureaus think collection finance serves cost to form false conduct propaganda, con wait for behavior.
According to the report, some car limited company had Fujian spring state in March 2015 oneself, for many times to mortgage collection of the consumer that buy a car 500 differ to 3000 yuan " the service is expended " . Actually, this charge is car him travel collection, use at making up for to run deficit, bank or financial orgnaization did not entrust car travel collection this charge. Arrive when case hair, the car mortgages collection of the consumer that buy a car to 9 loan in all all right " the service is expended " 14860 yuan.
Place thinks after investigation of industrial and commercial bureau, of collection of car travel place " the service is expended " pay bank or financial orgnaization not actually, use at oneself to run an activity daily however, its behavior makes consumer adds up to right beneficial to be damaged, disobeyed " method of ＞ of law of protection of rights and interests of consumer of People's Republic of China of Fujian Province executive ＜ " the seventeenth " perhaps must not serve those who have false statement and beguiling sex to demonstrate to offerred goods, persuade wait for consumption revulsive activity " regulation, compose serves those who have false statement to violate act in couples.
Besides, this behavior is belonged to at the same time " method of ＞ of law of protection of rights and interests of consumer of People's Republic of China of Fujian Province executive ＜ " fiftieth 8 the first (10) " the provider is tasted or serve valence adscititious price, collection did not grant to indicate or do not have the charge of legal basis, perhaps have other price of fraudulent action " indicating fraudulent action.
Final, this car is asked to return the service fee of collection all right, be in fine with 30 thousand yuan.
Another legal precedent happens in Hubei assist this world.
2017, assist the tall gentleman of in relief city is complained to local industrial and commercial bureau, say its are in limited company of service of sale of car of way of assist in relief victory is bought " Lu Hu " the card takes the course that use a car in, be suspected of violating compasses collection car " finance serves cost " , and did not offer bill or receipt to consumer.
Local industrial and commercial bureau thinks, the relevant service that car sale company provides to buying car client place is belonged to accept action of bank precatory representative, and party is doing sth for sb car client was not bought to offer to loan in loan process " agreement " the service besides conventional obligation.
According to Chinese silver inspect meets " about orgnaization of punish banking finance non-standard management announcement " the first (7) regulation: "Do not get marry again cost. Banking finance orgnaization should assume what arise in service of loan business etc to fulfil one's duty lawfully the relevant cost such as estimate of judge of investigation, detain, must not will run cost with client of charge form impute to " .
According to afore-mentioned relevant provisions, the relevant cost that service of car consumption loan produces should be assumed by two banks proper motion, is not sell a company by the car to loan client collection.
Assist industrial and commercial bureau of in relief city thinks, car sale company is doing sth for sb for two banks when formalities of business of automobile consumer credit, conceal afore-mentioned factual conditions, business of consumer credit of dummy conduction automobile needs to hand in a car to serve the condition of cost in installment, do sth without authorization serves cost to regard a company as income in installment to car of collection of the client that buy a car, enroach on the legitimate rights and interests of consumer.
Assist industrial and commercial bureau of in relief city depends on this to make conclusion: It is better that because sell a company when the thing,the attitude in the process is surveyed in whole case, cooperate actively, returned collection client actively do sth for sb the car serves cost in installment, can correct actively, together with is current and whole the current situation of automobile industry depression, instruct correct when trouble firm, confiscate illegal earning 106 thousand yuan punishment.
