The Shanxi bank of preparatory a long time founds shortly, already superintended at was being obtained recently " pass " .
On April 2, announcement of the silver-colored meeting that keep watch is announced, already give an official agrees with city of Great Harmony bank, long the bank in managing bank, Jincheng bank, advance, in relief spring the commercial bank is amalgamative recombine create Shanxi bank.
Be in not long ago, net of official of bank of 5 ordinary members of theatrical troupe is narrated to announce before Shanxi bank prepares a working group to pass, shanxi bank will be held to found in Shanxi Taiyuan on April 15 congress and this first shareholder plenary meeting.
Since this year, the wind that small travel holds a group in the arms to warm oneself in still is in continuance, the message that and other places of Liaoning, Shaanxi also has financial orgnaization to close and recombines comes out. The place superintends a personage to express, closing to recombine is a few severe illness long already in the means that small bank dissolves a risk to had been compared, but introduce correct management development concept after incorporate only, these bank ability realize improvement manage truly, prevent the purpose that turns existing venture.
Arrange 8 months, shanxi bank founds shortly
According to announcement, the silver-colored meeting that keep watch already on March 30 give an official agrees to save 5 cities commercial firm to incorporate by Shanxi recombine create Shanxi bank, include Great Harmony bank, long the bank in managing bank, Jincheng bank, advance and city of in relief spring commercial bank, set bank category newly to be urban commercial bank, partner qualification protects inspect bureau to be examined and approve according to concerned law laws and regulations by Shanxi silver.
The basis superintends a requirement, shanxi bank should be finished inside 6 months since the day of give an official oneself prepare to construct the job, prepare to construct after the job is finished, answer to protect inspect bureau to put forward practice to apply for to Shanxi silver according to concerned regulation and program.
On March 31, bank of 5 ordinary members of theatrical troupe is narrated to ever said with condition announcement before, will hold Shanxi bank to found on April 15, 2021 congress and plenary meeting of first time shareholder, at the appointed time the conference will discuss Shanxi bank to prepare to construct working report, during making preparations, charge report and election should go thing of first Dong Jian meets a member to wait for 13 second reading.
In participating in bank of amalgamative 5 ordinary members of theatrical troupe, scale of Jincheng bank assets is the largest, up to end will be 83.7 billion yuan last year in September; Jin Zhongyin ranks with 79.3 billion yuan total assets all right 2; Great Harmony bank, long order city of bank, in relief spring the asset dimensions of the commercial bank all is controlled in 45 billion yuan.
From already announced data to look, commercial firm of these 5 cities managed outstanding achievement to appear generally to glide considerably last year. Among them, before 2020 3 quarters, jincheng bank realizes business income 1.635 billion yuan, glide compared to the same period 25.17% , net profit 166 million yuan, fall greatly compared to the same period 65.23% . Up to of the same age in September end, bad loan leads Jincheng bank 3.79% , relatively on year increase 1.69 percent, dial equipment to enclothe rate 132.94% , drop broken superintendency red line.
Before last year 3 quarters, the bank in advance, long treat profit of bank net profit to drop compared to the same period all exceed 50% ; Great Harmony bank is announced only last year in newspaper data, last year first half of the year, should realize net profit only all right 35 million yuan, glide compared to the same period 76.17% ; Trading company of in relief spring was not announced up to now 2019 annals.
In August 2020, the bank is narrated to be released in succession before about participating in " close to recombine " or " set newly amalgamative " announcement, shanxi province government plans to prepare to construct the message of Shanxi bank also meanwhile comes out. Of the same age on December 15, shanxi bank starts plan of invite applications for a job, announcement of second invite applications for a job is here medium, shanxi bank prepares working group exposure, "Establish beginning, (this) asset dimensions namely nearly 300 billion yuan, commercial firm of 130 cities of house whole nation many 30 " .
This one dimensions and Shanxi province appear on the market exclusively at present bank of bank advance merchant comparatives, likely even slightly better. Annual report of advance merchant bank shows, up to 2020 end, this total assets is two hundred and seventy billion nine hundred and forty-four million yuan.
It is reported, incorporate this after finishing, amount of commercial firm of Shanxi provincial capital will reduce 2 by 6, only bank of remnant advance merchant and Shanxi bank. Meanwhile, visit finance office according to Shanxi the announcement last year December, special debt fixes the place that Shanxi bank still will win 15.3 billion yuan endowment, use at additional capital gold.
The part is small severe illness is long already, "Hold a group in the arms to warm oneself " popular
Since last year, epidemic situation inflicts heavy losses on economy while, also make partial actual strength weaker or severe illness is long already in small bank risk is exposed quickly. "How to defend the issue that turn to risk of individual finance orgnaization, finance of the State Council appoint already clear local government must assume a main responsibility, and closing to recombine is a kind of way that local government approves quite. " a local superintendency personage expresses to reporter of certificate business China, main reason depends on, this kind of means won't cause major effect to area banking system, what also won't affect whole area economy is stable.
Below this one setting, small bank adds up to the case that recombines to increase ceaselessly in each district. Reporter of China of the business that occupy certificate is not complete statistic, go since the beginning of the year, what give an official of the silver-colored meeting that keep watch prepares to construct is medium small bank exceeds 50, among them commercial firm of town of home of much amount to, farming commercial firm or farming letter company incorporate and come, for example last year in November the Sichuan bank of practice, be You Panzhi city of the commercial bank that spend city, cool hill the commercial bank is amalgamative hold water, it is better to develop to also have partial case farming commercial firm becomes a shareholder " the side is helped up " backward farming commercial firm or participate in farming letter company to change make.
The wind that holds a group in the arms to warm oneself continued all the time 2021. This year on March 26, farming merchant bank releases Shaanxi Qin Nong the message says, this board of directors is discussed and passed bank of farming of the Qin Dynasty to absorb city of amalgamative Xi'an Zuo related company of couplet of collaboration of credence of rural area of area of Chang'an of city of farming merchant bank, Xi'an second reading. This one second reading still wait for this shareholder plenary meeting to decide by ballot.
On January 27, liaoning saves a government to announce to will apply for to set commercial bank of a provincial town newly, amalgamative and provincial commercial firm of 12 relevant cities. As we have learned, this province is current in all 15 cities commercial firm, fill bank of Beijing bank, bright and beautiful state to already all appeared on the market among them, dalian bank assets also exceeds 400 billion yuan, figure the city commercial firm with 12 the rest of lesser dimensions will be participated in inside course of study amalgamative.
Couplet store Yuan Dongyang points out general manager of department of research of endowment canal investment, through incorporating, in small bank can increase its scope quickly, "And the important and referenced index that dimensions is grade and admittance of a lot of business " . For example, the Sichuan bank that sets newly via incorporating, fang Yicheng establishs his to register capital to amount to 30 billion yuan namely, become at present the whole nation registers the city commercial firm with top capital.
In addition, yuan Dongyang expresses, small travel incorporates in still can promote its resource to share, the advantage is complementary, widen each bank scope of business, also cut for orgnaization and personnel at the same time provided a space, include: It is business sort, among them a bank possesses qualification of some kind of business, after incorporate, other bank is obtained automatically also, 2 it is district limits, apanage manages a tie to be loosened, the best butt joint that is helpful for realizing financing demand and capital supply inside larger area.
And narrate a place to superintend a personage to look afore, amalgamative after finishing, more important is to introduce new management to develop a concept. "Participate in severe illness of amalgamative bank orgnaization oneself not less long already, manage and stagnant, this has a variety of respect elements to cause, manage consciousness of mode ageing, innovation for instance condition of progress of economy of wrong way, region restricts method of not strong, management etc. " this personage expresses, if recombine hind, can introduce advanced management concept and administrative pattern, ability conduces to those who improve these banks manage the current situation truly, achieve the goal that be on guard and dissolves existing venture.
