Recently, banking receives pound news.
5 cities commercial firm adds up to Shanxi formally to recombine for Shanxi bank.
The information that according to the silver-colored meeting that keep watch government-owned net releases says: Already on March 30 give an official agrees with city of Great Harmony bank, long the bank in managing bank, Jincheng bank, advance, in relief spring the commercial bank is amalgamative recombine establish Shanxi bank Inc. (next weighing Shanxi bank) , bank category is urban commercial bank, partner qualification protects inspect bureau to be examined and approve according to concerned law laws and regulations by Shanxi silver.
Superintendency requirement, shanxi bank should be finished inside 6 months since the day of give an official oneself prepare to construct the job, prepare to construct after the job is finished, answer to protect inspect bureau to put forward practice to apply for to Shanxi silver according to concerned regulation and program.
"Establish beginning, asset dimensions namely nearly 300 billion yuan, commercial firm of 130 cities of house whole nation many 30, will be in 3 years in finish provincial resource conformity and site layout, strive asset dimensions achieves 400 billion yuan. " Shanxi bank introduces in announcement of a invite applications for a job.
In participating in 5 amalgamative banks, scale of Jincheng bank assets is the largest, up to end will be 83.7 billion yuan last year in September; The bank in advance is 79.3 billion yuan; Great Harmony bank, long order city of bank, Yang Quan the commercial bank all is controlled in 45 billion yuan.
According to " capital state " report, from already announced data to look, commercial firm of these 5 cities managed outstanding achievement to appear generally to glide considerably last year.
Among them, before 2020 3 quarters, jincheng bank realizes business income 1.635 billion yuan, glide compared to the same period 25.17% , net profit 166 million yuan, fall greatly compared to the same period 65.23% . Up to of the same age in September end, bad loan leads Jincheng bank 3.79% , relatively on year increase 1.69 percent, dial equipment to enclothe rate 132.94% , drop broken superintendency red line.
Banking greets amalgamative tideNet of thunder sharp edge understands, at present small bank has many 4000 probably in our country, before Shanxi bank, small banking had been lifted actually in close to recombine upsurge.
The biggest last year bank closes to recombine news, silver of China of nothing is more... than protects inspect to meet those who approve Sichuan bank prepare to construct application.
Its register capital to be as high as 30 billion, become China to register the city commercial firm with top capital.
Recombine a form with Shanxi bank similar, sichuan bank is with kapok city the commercial bank is commercial bank and cool hill city foundation, recombine through asset, substantial sth used to one's own advantage, improvement the series measure such as processing, hold water with setting amalgamative form newly.
Lin Gang of Sichuan bank president expresses, sichuan bank will strive 5 years inside asset dimensions breaks through one billion two hundred and fifteen million seven hundred and fifty-two thousand one hundred and ninety-two yuan 5, 1 trillion yuan are broken through inside 10 years,
According to Lei Feng the net reported last year, sheet was 2020 at that time before 3 quarters, small bank is amalgamative in section producing more than 20 times inside course of study heavy group and increase endowment spread incident, among them the majority is farming commercial firm, also include city commercial firm several cases to incorporate at the same time recombine incident.
Case recombines in these in, common form is, much wife and children bank closes to recombine to be set newly for a larger bank, especially prefectural area class is the following farming commercial firm, close to recombine the class that it is city farming commercial firm.
Like Yu commercial firm of this world farming and horizontal stroke hill farming commercial firm, establish Shaanxi with setting amalgamative means newly to initiate commercial bank of Yu forest country; Xuzhou copper hill farming sea of commercial firm, the Huaihe River farming commercial firm of commercial firm, Peng Cheng farming 3 countries commercial bank is amalgamative establish for new Xuzhou farming commercial firm.
The heavy combination of the city commercial firm such as bank of merchant of the badge before this, Hubei bank, Central Plains bank happened 2005 respectively, 2010, 2014.
Country analyst of presiding and macroscopical bond is accepting sea negotiable securities " financial " when interviewing, speak of, of the commercial bank close to recombine, it is the trend of prospective banking. Time view the whole world the money market of main economy system and commercial bank phylogeny, of the commercial bank recombine common occurance, go to the United States from England, Japan, almost every other period of time, the commercial bank can be experienced one round close down, piece clear, recombine, amalgamative etc.
Fu Guoyin serves as the United States all right current the biggest retail bank, in 200 years of histories of associate with, the bank experienced rich nation to be bought in great quantities, after California build up, they are bought a large number of California and mid even the commercial bank of the eastpart part, after many twists and turns, had appeared even going bankrupt the circumstance that the brim wanders.
"In relatively short in the past time, chinese economy obtained the result that attract worldwide attention, but what must notice is, our money market develops historical photograph to be told than the developed country, shorter still, so a lot of developed countries take the route that cross, also will be us surely the road of classics, develop as prospective money market, mature ceaselessly, after financial orgnaization, especially of the commercial bank be combined again and and even the inevitable trend that going out clear is an industry development. Especially of the commercial bank be combined again and and even the inevitable trend that going out clear is an industry development..
Net of thunder sharp edge
