The closest period of time, the big movement of each district banking is ceaseless, a the most typical feature is city commercial firm amalgamative made a kind of trend, 5 banks of this the not closest Shanxi are amalgamative became Shanxi bank, two banks that there still is Sichuan before long before are amalgamative become Sichuan bank, does the amalgamative meeting of commercial firm of the city that be what make a kind of trend?
One, are 5 banks amalgamative become Shanxi bank?
According to the report of CCTV finance and economics, on April 2, net of official of the silver-colored meeting that keep watch was released " about preparing to construct the give an official of Shanxi bank Inc. " , agree with city of Great Harmony bank, long the bank in managing bank, Jincheng bank, advance, in relief spring the commercial bank is amalgamative recombine create Shanxi bank, bank category is urban commercial bank, partner qualification protects inspect bureau to be examined and approve according to concerned law laws and regulations by Shanxi silver.
Give an official points out, preparatory group should ask strictly to deal with according to concerned law laws and regulations prepare to construct matters concerned, finish inside 6 months since the day of give an official oneself prepare to construct the job. Shanxi silver is accepted to preserve the supervisory guidance of inspect bureau during preparing to construct. Prepare to construct after the job is finished, answer to protect inspect bureau to put forward practice to apply for to Shanxi silver according to concerned regulation and program.
Actually this is not the first incorporates the bank that establish, according to certificate business China, last year in November the Sichuan bank of practice, be You Panzhi city of the commercial bank that spend city, cool hill the commercial bank is amalgamative hold water, it is better to develop to also have partial case farming commercial firm becomes a shareholder " the side is helped up " backward farming commercial firm or participate in farming letter company to change make.
This year on March 26, farming merchant bank releases Shaanxi Qin Nong the message says, this board of directors is discussed and passed bank of farming of the Qin Dynasty to absorb city of amalgamative Xi'an Zuo related company of couplet of collaboration of credence of rural area of area of Chang'an of city of farming merchant bank, Xi'an second reading.
On January 27, liaoning saves a government to announce to will apply for to set commercial bank of a provincial town newly, amalgamative and provincial commercial firm of 12 relevant cities. As we have learned, this province is current in all 15 cities commercial firm, fill bank of Beijing bank, bright and beautiful state to already all appeared on the market among them, dalian bank assets also exceeds 400 billion yuan, figure the city commercial firm with 12 the rest of lesser dimensions will be participated in inside course of study amalgamative.
2, is the bank amalgamative become tide for what?
Say honest, see the bank is amalgamative making a kind of trend also is a very normal phenomenon, why to say so? How should we look after all?
Above all, we can see current China have commercial bank of how many town after all, for example farming commercial firm this kind? By 2018, amount of orgnaization of finance of trade of Bank of China 4588, among them, city commercial firm commercial bank of 134 the home, countries agency of credit of 1427 the home, countries bank of 812 the home, bourg 1616. The amount of urban commercial bank that from this data we can see China apparently still is opposite actually more, compare at a lot of large commercial banks for, urban commercial bank of China is commonly in certain area undertake management, management pressure of whole is very so great still, fall in such circumstance so, in the process that develops in whole banking, regular meeting appears polarization, this is the main position that large commercial bank held the market basically, and diminutive city commercial firm if if dimensions is insufficient, meet very likely by the market gradually the brim is changed. Fall in such circumstance so, urban commercial bank chooses to hold a group in the arms to warm oneself, also became a very normal state, compare after all at large commercial bank, establish diplomatic relations in the workers and peasants that is familiar with e.g. us wait for 5 big for, the management capital of urban commercial bank is lesser, the site of the bank is relatively insufficient also, the ability that crosses area to extend is relatively limited, adopt the measure that incorporates jointly only below such circumstance, just obtain better market progress likely.
Next, we want to know, for the angle that from China whole economy grows, economic progress is the condition that is in the good and bad are intermingled between Chinese different area, this also caused urban commercial bank of China, what some cities commercial bank does is first-rate, not weak even at share-holding system commercial bank, but some cities commercial bank is done very poorly however, integral asset situation is very bad also, fall in such circumstance so, carry amalgamative condition, actually besides powerful powerful combination, still have drive the city trading company with quality younger position through high grade city commercial firm, better for the sake of obtaining progress. The city trading company that so we see each district appears associated phenomenon, also be the necessary evolution result of a kind of whole market.
The 3rd, in light of the angle that develops from long-term market, actually each district government also has motivation to drive the conformity of city commercial firm to recombine, because,this is to each district government, city commercial firm should promote the development of local economy, so if this moment can build a few dimensions to compare big city trading company through amalgamative formal form, have very important active sense to driving local economy to develop undoubtedly, so city commercial firm appears to develop large-scaly also is a very normal phenomenon, incorporating currently also is a kind of tide, of prospective city commercial firm amalgamative will increase further likely.
