The disbursement of small letter dispenses pays treasure " sesame seed credence " similar, understandable for small letter credit is divided, pay big data to undertake grading to the individual's credence according to small letter, grading result is " pay cent " , pay cent to be able to be used evaluate individual credit, implementation " flower " " borrow " grading of similar line of credit, avoid the similar function such as guaranty cost.
1, enlightened meansCurrent, the active user of small letter was achieved 1.1 billion, pay platform accumulated huge data through small letter, accordingly small letter also rolls out the credit that evaluates individual credit to divide " pay cent " , use at evaluating individual credit. The user that pays minute of function to face partial area only at present is enlightened, gain ground without the whole nation.
Open small letter, ordinal click [purse] , of top right corner [pay a center] , can see in the interface that pays a center [small letter pays cent] , click after going in, can debut [pay cent] function, following plan institute are shown.
If the area of user place cannot open this function, can hint [of short duration cannot debut wireless pay cent] , following plan institute are shown.
2, the effect that pays centSmall letter pays cent basically is the small letter according to the individual pays big data to undertake an analysis, judge individual credence. The credit grading after I am enlightened is 668 minutes, in light of the case that opens according to on the net a few netizens, small letter pays cent to divide the left and right sides in 580~800, dispute of 700 minutes of above constant good credit grade.
Small letter pays cent to be able to be used at hire to charge only at present the product of treasure and so on, the basis pays the assessment of cent, implementation avoids cash pledge. As pay cent to debut inside countrywide limits, the application that pays cent is likely also wider and wider, carry pair of individual credit evaluate, implementation avoids cash pledge rental, similar " borrow " " flower " according to credit cent evaluates the forehead to spend etc.
Anyhow, small letter pays cent the data such as the running water that pays according to small letter, undertake grading to the individual's credence, relevant applied basis pays the grading of cent the result, implementation is similar " sesame seed credence " application.
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