Remaining sum treasure and small letter pocket money are connected, both attributes monetary fund, do not have how old distinction substantially, product risk almost same, fluidity is identical also, though pocket money is connected accrual summary is a bit taller, but differ and not quite!
Now nowadays, pocket money is connected to accepting product of 4 moneys fund, and the more of butt joint of remaining sum treasure, have 21 fully. Item the year before last year changes accrual to be maintained basically between 2.290% ~2.772% , doing not have earnings of any a product is under 2% , perhaps also exceed 3% . That is to say, both income difference is very little, also be in at most 0.5% .
10 thousand yuan are deposited go in, theoretic annual gains differs not to exceed 50 yuan, and because account capital is in,be on the move ceaselessly, real income difference will be less, estimation can have 20 yuan pretty good!
Actually, to monetary fund, the product agrees of investment mark almost, no more than is the fluidity such as bond of bill of bank deposit, Central Bank, national debt, finance the firm with good, steady gains accepts kind of product. Just, because of what product asset configures different, bring about its accrual discretion, somewhat the difference stopped!
For instance, treasure of day great remaining sum (000198) show Jin Tianli with fine fact (004501) , former change accrual 7 days years to have 2.29% only, and latter can be achieved 2.772% . We can see apparently from inside both asset combination configuration, fine implementation gold buys interest more side overweight bond invests, and treasure of day great remaining sum uses more fund at bank deposit (contain settle accounts to pay gold fully) !
Although say, remaining sum treasure is followed put along with take, it is convenient and agile very, use function is very powerful also, but photograph comparing is tasted at other reason property at every turn the accrual of 4% above, of accrual of remaining sum treasure or on the low side, suit small, scattered capital only, if capital measures more than 10 thousand yuan, proposal or the product of conduct financial transactions that select other higher income are more right!
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