Regard a bank as the person, feel to this kind of behavior detest!
Above all, this is an insurance product, not be deposit. Some banks like such doing particularly, regard insurance as deposit is recommended to the client, cheat a client to say this is fixed. I have a lot of clients to spit groove to me between the job, after was being put, should spend money, take take again do not come out, some can be taken, but should give penalty due to breach of contract, the result was put 9 instead capital is little still.
Next, according to the regulation, the agency person of insurance company now is those who sell insurance product cannot be in quite inside bank lobby.
Again, insurance also has a lot of sort, here is differ one give uncecessary details. Period capture, wholesale is handed in, share out bonus wait a moment etc.
Finally, calculate to everybody again, how many does the accrual of this insurance product have after all. The fixed interest rate that goes according to us will contrast computation, each interest rate is different ha. See next pictures: From on the graph sees, actually this safe yield still is done not have fixed tall, the likelihood is much only a few dispensable insurance are add. If mean profit tall, still be inferior to buying conduct financial transactions.
So, I say to my client all the time, want to be sure to ensure, buy the insurance product of special safeguard please, if want to stabilize, put please fixed, if mean profit tall, buy conduct financial transactions please. Of course, if want fight of high income, I say automatic neglect, can the football is being turned over buy, villa relies on the sea!
