The room borrows capital waiting for the forehead is 15 years, 20 years, 30 years which more be to one's profit, a few years to return ahead of schedule best? Why should shift to an earlier date reimbursement? Time grows better more! Some people think compatriots was duped, the money earned by hard toil that spends a few all one's life gets piling sodden brick after 30 years, undeserved. Though room of 30 years borrows accrual to be equal to capital almost, but a money is able what, is a money able now what? Million in the Beijing 30 years ago 3 annulus buy a house, what concept is now? House of commodity of 0 years of Shanghai is bit further probably 20 much, at that time salary 1000 much, head pay 20 thousand, return hundreds of pressure every months at that time very big, accumulation fund is filled now still borrow still some is much, the house goes up 5 million.
Had capital, you just can have a house. Compare with house photograph, interest is far from main. Because of house price (with RMB valuation) growth does not have the ceiling, but your salary has. In bad situation of big economic environment and society, our individual is too insignificant really, promote in that with its sigh house price is too high, accrual is too much, pressure is too great, still be inferior to thinking what the individual needs more, how be if choose gift,right. Expect price of some day room fell to be bought again, the likelihood awaits also is disappointed. The house is the place that settle down and get on with one's pursuit, pay head pay, great majority is general OK, work hard next work hard to be returned slowly, pressure also is motivation. The person that relies on assemble enough money to buy a house is little still, and wait for you save money became enough, discover house price rose again a lot of, affection why can? Those who think oneself lifetime is to struggle is much, or evasive is much. Saying house price is high actually also is a kind of escapism, is the life in disgraced who doesn't have pressure and burden? This you are assumed run to be not dropped, morning and evening wants to return!
If you have 2 million now, house price 1.8 million, you are loan, be still entire section? Oneself calculate casually calculate know to want to choose which. If borrow money 100 return 7500 yuan more than every months, the likelihood after 30 years 7500 yuan of ability 10 1/0 salary, the loan before resembling 15 years buys flatlet to borrow money 150 thousand, the month is offerred 1000 the left and right sides, give lease to go now more than, the month has for returning small earn. Once had a real joke, shanghai of one young to the old person moment buys a house, the room borrows every months 8 yuan of a huge sum of money, arrived 2018, still return 8 yuan of a huge sum of money every months, still end two years again. Can borrow how to much borrow so, how long can borrow how long, premise is not to affect the life.
A few people think loan buys a house not be to one's profit, quality of life of every months of reimbursement drops, everyday busy move works overtime make money, wife is not boiled ran with others, the child goes to school interest class go up not to rise, need not see landlord complexion change see bank look, the house appreciates changeless show what to be done not have, sold namely buy again should borrow money to had come from the beginning again. The estimation that has this kind of idea did not buy a house for the most part, perhaps do not have economic brains. A fact that does not dispute, a few this years loan buys a house basically be gain.
1000 yuan 7 of present after 10 years namely 5 more than 1000, after 20 years namely 3 1000, if house again appreciation, can earn big. If rely on money of pay save money, labour firewood estate is afraid of only is this all one's life also is not bought went up. I have 2 friends, the house that bought 2009, the month offers 900 yuan, the same village that bought another 2015 is identical door model, the month is offerred 2007, it is 20 years. Although loan interest rate is high,see, but Qian Fang bank devalues fierce also ah! What to buy a room to work to you can keep a cost? Cast million likewise, whats were if become industrial possibility,done not have, buy a room to still see only get!
Economy grows continuously, inflation can last, the money can devalue continuously. After cannot talking 30 years with present purchasing power of money. Can be 10000 yuan 10 years ago mixed are 10000 yuan of today's purchasing power same? We should learn to handle affairs with the money of the bank, return slowly, without giving thought to when often die still was over that day, this lifetime also is enjoyed, water of few of unapt clear soup spends lifetime!
The room borrows capital waiting for the forehead is 15 years, 20 years, 30 years which more be to one's profit, a few years to return ahead of schedule best? The place on put together is narrated, it is of course 30 years more be to one's profit! You can borrow 10 thousand yuan be on the hand 30 years ago, whole country, not, whole town, not, the people of entire county can envy you! You are returned both the principal and the interest after 30 years 20 thousand, I think you felt embarrassed. Learning the person of financial knowledge to know the room is borrowed is Everyman can of bring into contact with most the financial lever of be to one's profit, the most intuitionistic is loan interest rate far lead under inflation, principal and interest waiting for the forehead returns a way, return 3000 yuan every months suppose, you still are every after 30 years the month returns 3000 yuan, and 3000 yuan after 30 years mix 3000 yuan of present is a concept far from, it is OK during prep let alone to if house price rises,be returned raise capital fund.
Above viewpoint do you disagree?
