Wither invite. The likelihood is in impression of a lot of people, the bank is the feeling that the sort of standing high above the masses, it is a state-owend enterprise, it is a government even relevant section, do a business to look cold and indifferent everyday. If be such impression should be quite normal 20 years ago, but if return,now is this impression, female roc theory can say only: Is what you go mail store bank?
As to the problem advocate this problem, female roc run by what talk about a bank with everybody first, such meetings understand more easily.
1, the bank also is need gain
Likelihood and a lot of went up the bank in the person impression of age is different, in fact the bank also is need gain, and the bank also is of gain really. Battalion stopped bank of travel of the universe is large labour 2016 6758.91, net profit 2782.49, do not see a number only, their unit is " 100 million yuan " , net profit two hundred and seventy-eight billion two hundred and forty-nine million yuan. Female roc by the commonly used bank that enrol business net 2016 gain also achieves sixty-two billion and eighty-one million yuan. Pass these to see not hard, the bank needs gain not only, the bank also has the capacity of large-scale gain really. Should know Alibaba 2017 money year battalion closes 158.2 billion, net profit 57.8 billion, the Alibaba of our reverberate like thunder, income of a year is returned not as good as industrial and commercial bank profit of a year is much, don't have harm without contrast really?
2, the bank relies on what gain
Mention what does the bank rely on to earn money this thing, likelihood everybody can talk about again and again comes out a few, rely on to sell product of conduct financial transactions to earn money for instance, rely on to sell fund to earn money, rely on to put borrow earn money, rely on to do credit card to earn money etc.
Manufacturer is the sale after processing raw material finished product goes out, rely on the price difference between raw material and cost sale to earn money; Agency is to rely on the benefit difference between replenish onr's stock and shipment to earn money; The intermediary service such as catenary home is to rely on to receive service fee to earn money;
No matter how many the product of the bank has, bank of in the final analysis is to lean " money " with " money " the benefit difference between earns money. To the bank, his product is " money " .
But, the money in bank hand is not he imprints come out, however depositor is put in the bank, like other industry, want to make more money, must have more sth used to one's own advantage above all, manufacturing company needs to have more raw material, or how be produced? The bank is same also, want to make more money, must have more above all " money " just go.
3, do not like what why like to put money to take money
Understood above after 2 o'clock again for thematic issue should be relatively good understanding became much. Because the raw material of the bank is " money " , want to make more money so, the bank needs more money, the money of the bank comes from at depositor, so the bank hopes to be able to more person goes to him bank putting more money. So the user of big to those bank savings, does silver-colored guild offer the special warmth that a few VIP serve or behaves on the manner at least understandable? Open the door deal, who encounters a big client to come to also get smiling face photograph to greet.
After understanding this is nodded, everybody can understand the person that works in the bank now, have particularly big pull store pressure? Cannot pull for the bank store, your value is little half.
The bank likes to put money, prefer to put big fund, corresponding bank can not like to take money, do not like to take especially big. Very good understanding? Enter more go out less, is money not increasing?
The bank does not like to take money, do not represent them need not draw you, just can set certain threshold, for instance one-time take 50 thousand yuan of above to want to make an appointment ahead of schedule.
Of course, because the bank does not hope you are one-time,making an appointment ahead of schedule is not completely take so much money. Allocate with bank financing also have very big concern really. Below most circumstance, be not put in him bank on the Qian Wan of the bank, should unite close to drip, carry again in the morning the following day next come over, should carry that in the morning come over how much Qian Cai is enough a day with, needing to carry repeatedly again also have definite plan sex. If you were taken suddenly 50 thousand or 500 thousand, this attributes the demand of big cash reserve in a bank besides the plan, the bank is not taken really occasionally give so much money, need gives you air again, but tone is clear that day take time is arduous, best method is followed namely the car of carry bank note in the morning was pulled together that day, make an appointment ahead of schedule with respect to need so.
