Problem: Had not met the woman of social security, crossed 50 one full year of life to you still can be handed in?
Had not met the woman of social security, crossed 50 one full year of life to you still can be handed in? The answer is affirmative. Theoretic should not reach legal and emeritus age only, be in oneself census register ground is OK with formal account is not temporarily account ginseng protects. Now the legal and emeritus age of town worker female is: Workingwoman person is 50 years old, female cadre is 55 years old, personnel of female flexible obtain employment is 55 years old. The legal and emeritus age of urban and rural dweller is 60 years old. So, passed 50 years old or can the opportunity attends social security.
I think more crucial question is to should hand in which kinds, how to hand in? Than making town worker social security or social security of urban and rural dweller so. If make town worker social security, it is with personnel of flexible obtain employment the identity attends, still hang rely on an unit to had been protected with ginseng of unit person portion?
I think to should be analysed first, oneself which years of 50 one full year of life, whether can catch up with defer to retire, next redo decision.
If you are to reached the person that is born before 1972, should not catch up with defer to retire certainly, my proposal is to have 3 kinds of plan, the first kind attends town worker endowment insurance with capacity of staff of flexible obtain employment, emeritus meeting later. The 2nd kind is hanged rely on an unit to arrange capture to increase filling pay, such retiring some earlier. The 3rd kind attends endowment insurance of urban and rural dweller.
If you are the person that is born after 1980, affirmatory defer just can live 50 one full year of life after emeritus plan, it is good that I think with personnel of flexible obtain employment the identity attends town worker endowment insurance.
If you are the person that 1973 ～ were born 1979, want to make two tactics preparation.
Can the female with what kind of 1. catch up with defer to retire?
The 73 major females after + 80 hind + 90 hind + . . . . . .
If you are the person that 1973 ～ were born 1979, for certain one major person can catch up with defer to retire, but possibly also one fraction cannot be caught up with. Because emeritus plan goes to defer,had not come on stage formally at present. According to present view, the ability after policy comes on stage 5 years can be carried out. Toward say early, if come on stage this year, also should begin to carry out 2023 so, 2023 person of 50 years old should be the person that after was being reached 1973, is born.
2. had not met the woman of social security, lived 50 one full year of life how should make social security?
The first kind of circumstance: The person that cannot catch defer to retire certainly (reached the female that is born before 1972)
If cannot catch up with defer to retire, lived 50 one full year of life, had not met the woman of social security, want to attend town worker society to be sure, but the circumstance according to oneself, in the choice in 3 kinds of following plan.
(1) retire with capacity of staff of flexible obtain employment (55 years old or 55 years old + emeritus)
Hang with cadre identity first rely on unit ginseng to protect, fill forth capture a paragraph, continue to join with capacity of staff of flexible obtain employment next protect, when striving for 55 years old to reach legal and emeritus age, capture expends fixed number of year can collect is enough 15 years, deal with smoothly emeritus.
Proposal: Make social security immediately, breakfast makes social security, had jumped over earlier, did not procrastinate again, it is more difficult to pull capture to expend fixed number of year again collect. Because arrive legal and emeritus age, want to do emeritus, fixed number of year of expenses of endowment insurance pay must achieve travel of 15 years of ability, be about to continue otherwise pay cost, hand in enough when 15 years, delay time retired.
Advantage: Rely on unit capture to emeritus method be economical than be being hanged directly. It is the age big, do not have an unit, the person implementation that had not made social security is emeritus practical flexible method.
Defect: When 55 years old whether collect is enough 15 years, depend on a variety of elements. If be not done, be about 55 years old + ability is retreated.
(2) protect with ginseng of unit person portion, with unit ginseng the identity that keep a person retires (50 years old or 50 years old + emeritus)
Train of thought: Hang directly rely on an unit to arrange capture + filling capture
Before if retire in defer,plan is carried out formally, endowment insurance capture expends fixed number of year can collect is full 15 years, so female worker can retire 50 years old. As to whether can accomplish. Should see arteries and veins of yourself's ability, person and financial capacity.
Advantage: Emeritus early.
Defect: Cost is high, during oneself should assume filling capture and suitable capture unit + total cost of the individual.
(3) abandon town worker social security, turn and attend social security of urban and rural dweller (60 years old retire)
Advantage: Press year of pay cost, expense is little, the load is light, can choose capture to expend a standard of one's own accord, when arriving 60 years old, hand in insufficient 15 years, can one-time fill neat, deal with emeritus. Also be not to do to town duty commune is protected or cannot retire because of all sorts of reasons, or the leeway that does not have the person that joins faculty of economy of insurance of town worker society, anyway, still have a basic safeguard finally.
Defect: Ability of 60 one full year of life is emeritus, annuities is little.
The 2nd kind of circumstance: The person that catchs defer to retire certainly (the female that is born after 1980)
Current delay is emeritus in light of draft, emeritus age of the male should be met in the future defer arrives 65 years old. As to the female, the likelihood is 60 years old, also may be 65 years old, and can combine oneself apiration, stretch choice.
If you are the person that catchs defer to retire, so hand in town worker company dependably to had been protected, because want to begin to hand in from now only, want to be handed in ceaselessly only, pay cost is full the problem was done not have 15 years, can retire that is to say certainly. Nevertheless, I or proposal breakfast make social security, had jumped over earlier, much capture is much, chief pay is much.
The 3rd kind of circumstance: Theoretic likelihood catchs the person that cannot catch possibly also (the female that 1973 ～ were born 1979)
The proposal attends town worker social security with capacity of staff of flexible obtain employment, if belong to this age,Duan Li slants old person, psychology is not dependable, do not have a bottom, hang first rely on an unit, fill forth first capture is controlled 5 years, attend social security of personnel of flexible obtain employment again. Need filling capture a few years, when seeing you 55 years old, whether pay cost fixed number of years is enough 15 years. Two tactics preparation is made after this, in case very lucky, did not catch up with defer to retire, arrive 55 years old when this emeritus legal age, emeritus. If play to hard luck, caught up with defer to retire, also want not take to heart, continue pay cost, arrange its nature, defer is emeritus.
I am " current cloud is in careless Qing Qing " , identify really cordial retired adviser, welcome everybody to pay close attention to me, examine more to reach emeritus article about social security. Any your dot assist, or even if of a few words leave a message comment, it is the travel before I continue, for the motive force that everybody serves. Wish the world person often can be raised somewhat, often depend on somewhat.
