Soon the first year car danger is about to expire, insurance company begins to call to not was over, the 2nd year car danger bought those danger to be planted a lot of cars advocate the problem that headaches quite, so He Maicai of the 2nd year of Che Xianru most Where is be to one's profit?
How are we bought the 2nd year in the consideration most when the car danger of be to one's profit, want to consider two issues. It is how to choose to be sure to be planted nearly, 2 it is how to be calculated the 2nd year of insurance premium.
Environment of in order of travel of the first year of car, park is safe, car advocate can consider pilfer rush to deal with an emergency and loss kind additional risk is planted (like danger of automobile body nick) cast protect, plant to other risk, car advocate but according to oneself car condition, reasonable and affirmatory risk is spent.
The 2nd year of car advocate when add is protected, need is bought make strong danger and commercial narrow pass two parts. Making strong narrow pass among them is the country is planted compulsively nearly, commercial risk needs own set according to loving a car.
The 2nd year car danger buys favourable 3 big principles:1. car advocate but preferential the responsibility of a third party that buys full specified amount is safe. Responsibility of a third party is sure to basically deal with heavy adult to hurt an accident, because of this car advocate when buying a car to be sure should will maintain ability of losing of compensatory other people be put in the first.
2. usually, traffic accident often is accompanying a car to damage, car advocate should preferential buy car caustic a place difficult of access. Love car occurrence attrition collides, if be in,be sure only inside extent of liability, can pay to compensate of insurance company application repair charge.
3. car advocate can combine oneself demand to buy other vehicle a place difficult of access optionally. For instance the danger such as alone and broken danger plants pilfer rush to deal with an emergency, glass.
Does the 2nd year car danger turn maintain the distinction that maintains with add?If there is the friend that buys a car in the home, when paying insurance the 2nd year, be in normally whether to this add is protected or choose an insurance company to turn afresh on the problem that keep indecisive. Add is protected is policy-holder is in with cast the reappoint of around of termination of contract that protects a company formerly insurance right concerns, insurance premium of insurance company collection. Turn protect show policy-holder is in with cast formerly protect around of company termination of contract to choose an insurance company to undertake casting protecting afresh.
Turn the influence that maintains danger of pair of the 2nd year of car to buy:
Normally the circumstance falls, when some of person has not arrived in the first year of insurance period, begin to plan to turn protect. Such doing, whether to buy car danger pay? We understand, turn when car danger has not expired the company throws car narrow pass, may bring additional trouble to you. Expire to arrive again in old car danger the day of new insurance become effective, if appear reason of a few bagatelle, receive the compensation of bilateral company, but it is bilateral company collective compensation, that is to say you still can get only original those are accompanied pay fee, but deal with relevant formalities in these two companies, the program will be complex a lot of.
Add protects buy car a place difficult of access to the 2nd year whether be to one's profit:
If the first year of your manage compensate notes is less, insurance cost is dealt with to be able to enjoy more discounts in what car danger add protects nowadays one year, if your love car has very few manage compensate only,record so, so suggest you are protected in add of same home company, can get more privilege so. Besides insurance company sets, no matter why be planted,the circumstance falls, turn the client that protect won't enjoy a discount.
The 2nd year car danger buys way:In the society that informatization covers, hand in an insurance to have different kind. When basically be being protected to love a car the 2nd year to cast when the car, 3 kinds of means can choose,
1, go insurance company looks for a delegate (collection expends) on behalf of the service,
2, form a delegation buy car a place difficult of access, acting majority can be returned still give a client cost of one part representative.
3, buy on the net, little intermediate representative charge, the price is more favourable also.
Car danger hits the 2nd year a few fold:Usually, the insurance that policy-holder place buys is mixed by force basically nearly to hand in commercial risk two parts. Below the circumstance that loves a car to give check to perhaps did not give check in the first year, be opposite respectively the influence of danger of the 2nd year of car.
1, love car does not have traffic accident the first year, is the 2nd year car danger hit a few fold?
Make strong narrow pass the first year not be or get out of danger the 2nd year of privilege 10% , do not have privilege of be or get out of danger two years continuously 20% , do not have be or get out of danger 3 years continuously, privilege 30% . Highest privilege 30% . On commercial risk one year not privilege of be or get out of danger 30% . .
2, love car appears the first year traffic accident, is the 2nd year car danger hit a few fold?
In the light of make strong narrow pass, giving check not to have death is basic insurance cost, if appear twice to perhaps connect an accident in order to hand in twice (without dead) , hand in rate of strong danger cost to increase 10% . If produce traffic fatal accident, increase 30% .
Be aimed at commercial risk, appear on one year accident, put on record 1, if indemnity is more than commercial risk 80% of insurance cost, put on record of highest and favourable 28%; counts reparations 2 times to be more than insurance cost 80% , highest privilege 20% , put on record is counted 3 times, reparations is less than insurance cost 80% privilege 30% again rise 10% , reparations is more than insurance cost 80% privilege 23.05% again 4 times several reparations is less than rise 10%; put on record 80% , privilege 30% again rise 20% , reparations is more than 80% , privilege 19% again rise 20%; put on record is counted 5, 6, 7 all rise 30% , put on record counts those who reach above 8 times to prohibit accept insurance.
