Child say: Going too far as bad as not going far enough also! Put on conduct financial transactions to tell, excessive conduct financial transactions also is won't conduct financial transactions, be inferior to paying no attention to money even.
I say the case of the excessive economy that produces in two real lives, let everybody deepen the harm that understands excessive economy.
Case one: Overspend lever
My friend, to the stock investment is very interested, also have head very much, fry after a few years, earned many money really on the stock market.
2007 hind, the stock market not quite boom, the money that earn still went back almost. The stock market goes up later go up drop, earned dot money again in succession, fry a horizontal consciousness to promote many, total feeling chooses a technology very tall, but capital amount is too small, so that make money too slow.
Business of certificate of financing be in harmony opens a few years ago, feel or do not pass addiction, begin to borrow money to fry, use lever of the financing on the Qian Zaijia that borrow, financing volume is really OK, everyday accrual is the most high-energy more than 40 thousand yuan.
But good times don't last long, do not have on the stock market forever win the home, 2018, be completely annihilated almost, not only the money that earn is total compensate goes in, still did not get on even the money that lend.
This is typical use lever to invest high risk project, of the fast compensate that earn fast also, when earning on wings, compensate when lose a family fortune.
Case 2: Lack risk consciousness
Still have a case, very interesting also. Before two years, income of remaining sum treasure is very high, be in 4% above. A friend listens to others to say to buy monetary fund to make money, do not understand the distinction of fund, of muddleheaded from pay bought in treasure mix model fund.
The result is foolish the person has foolish blessing, the fund that bought 2017 is first-rate, be close to to yield of the end of the year 40% , became investment past master for a short while, often somebody consults investment skill to him.
The first year investment dare be not thrown more, the bottom arrived 2017 at the beginning of 2018, a lot of other peoples value A into rub concept, oneself also feel very reasonable, think regular 2018 meeting has good prices, accordingly, increased investment 2018, the result cans be imagined, annual loss exceeds 40% .
This is typical do not know product risk, lack risk consciousness, the result of blind investment.
Through above two case explain, excessive investment exceeds him to control the investment of ability namely, often cause hard susceptive loss, main show is in: It is excessive use lever, increase investment; 2 it is insufficient to risk understanding not, invest blindly. Need everybody to bring think ancient bronze mirror.
Share Internet finance bonus, the welcome pays close attention to straight be open to traffic of each other gold.
