Friend, your this is anxious to be in short-term inside won't appear, the die out of traditional and hypostatic bank is a long-term course; The bank on even if net is again again much, so arrogant, hypostatic to the tradition bank just also forms a kind of concussion, but still cannot replace temporarily at present.
Why so say? Because on one hand traditional bank also is in with when all is entered, they increase research and development of Internet science and technology and devoted strength ceaselessly, internet finance new technology is introduced inside traditional bank, with getting used to the concussion that Internet finance brings ceaselessly, all sorts of the net silver that for instance each commercial bank carries out, emission banks get stuck even if traditional bank raises the inevitable report of Internet competition technology actively.
And efficiency of means of level of service technology, service, service, service is occurrent also new change, especially the need that general benefit finance serves to get used to the people to serve to finance ceaselessly, traditional bank still has more tenacious vitality.
On the other hand, at present Internet finance still is in in our country start level is primary perhaps development phase, because superintend a mechanism not to reach the designated position accordingly, occurrence random elephant is more, use Internet finance platform to begin for instance collect money illegally, bilk is waited a moment, its normative development itself needs a course, also need to superintend a branch to increase superintendency strength ceaselessly, should replacing traditional bank temporarily is impossible.
Another respect, hypostatic economy progress still is given priority to with indirect financing at present, the bank is had bigger, stronger credit supply capability; And at present Internet finance platform still does not have this capacity, and the Central Bank is temporary also won't monetary credit put in influence to give these Internet finance platform.
So, here, friend whether should be you met to the bank die out has a clearer knowledge. Retreat 10 thousand paces to say, even if went bankrupt, you also need not worry, the Central Bank has deposit to protect byelaw to protect your deposit security. Length of be confined to, outside unidentified Bai Zhi, we but illicit letter continues to communicate again. Wish you life joy, family is happy!
