These two kinds are cast maintain pattern, the annuities difference in the future may be compared big.
The computation of annuities, concern with the following elements.
One, the company before retiring averages salary.
Annuities in order to retire before one year company equal pay is a foundation.
Hand in 25 years to mix hand in 15 years, want to look to retire in which year. Because the company makes the same score salary to be in every year,grow, go up for 8 ～ 10 ％ , the number of company equal pay of the use of emeritus evening is so high.
2, individual capture expends base.
Cardinal number of individual pay cost is high, coefficient is tall, the annuities in the future is much. This meeting reflects much capture to get a principle more.
3, capture expends fixed number of year.
Capture expends fixed number of year each years to have the growth coefficient of a 1 ％ .
In annuities computation formula, pay cost is multiplied 15 years with 15 ％ , pay cost is multiplied 25 years with 25 ％ .
Capture expends fixed number of year to be able to reflect chief pay to get a principle more.
4, individual pension account.
Pay cost mixes 25 years 15 years, the individual account that who has a look at stores the forehead is much, lunar number divides the annuities that be gotten, also meet when getting old-age pension somewhat difference.
Above element rises integratedly, can calculate reach annuities. Capture expends what mix 25 years 15 years, all sorts of elements get a consideration, not regular meeting reachs a what conclusion.
