Regard a finance and economics as worker, feel this result is not bad, need to calculate brushstroke Zhang simply only very can clear.
Deposit money according to what the Central Bank announces now standard interest rate, 5 years period rate of time deposit annual interest is 2.75% , add a commercial bank may rise 1% , 20, the annual interest rate that some commercial banks give out can be achieved 3% the left and right sides.
So, the first kind of plan, by the Central Bank 100 thousand yuan 5 years period time deposit interest rate 2.75% will calculate, expire accrual is (100 thousand yuan are multiplied with 2.75% by with 5 years) 13750 yuan;
If press the 2nd kind of plan, commercial bank may rise is led to 3% right-and-left annual interest, expire accrual is (100 thousand yuan are multiplied with 3% by with 5 years) 15000 yuan.
